NAV
₹438.1077
as of 14 Jul 2026
Expense Ratio
1.57%
AUM
₹31,434 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.64%
- 3Y
- +16.72%
- 5Y
- +16.16%
- Since Inception
- +12.58%
SIP returns (XIRR)
- 1Y
- +1.77%
- 3Y
- +7.98%
- 5Y
- +14.92%
- Since Inception
- +14.22%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,74,372 today — ₹6,00,000 invested, 16.0% XIRR.
₹6,00,000
Invested
₹13,74,372
Value today
16.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,78,438 today (14.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹24,10,010.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,74,372 in this fund vs ₹12,20,085 in the benchmark — outperformance of ₹1,54,287.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹4,63,933 today (4.64×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.02
Sharpe Ratio
+0.01
Alpha
0.26
Beta
0.02
Sortino
13.22%
Std Dev
-14.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks26.82%
- Finance6.41%
- IT - Software5.85%
- Pharmaceuticals & Biotechnology5.41%
- Petroleum Products5.19%
- Ferrous Metals4.17%
- Retailing3.73%
- Industrial Products3.69%
- Power3.13%
- Telecom - Services3.09%
- Insurance3.09%
- Consumer Durables2.95%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.8.95%
- 2Reliance Industries Ltd.5.19%
- 3Kotak Mahindra Bank Ltd.4.90%
- 4Tata Steel Ltd.4.17%
- 5Axis Bank Ltd.4.07%
- 6Treps4.00%
- 7Hdfc Bank Ltd.3.99%
- 8State Bank Of India3.83%
- 9Torrent Power Ltd.3.13%
- 10Larsen & Toubro Ltd.2.93%
Investment Objective
SBI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
SBI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by SBI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹31,434 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.57%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations