Mirae Asset ELSS Tax Saver Fund · Regular · Growth
NAV
₹50.7960
as of 13 Jul 2026
Expense Ratio
1.56%
AUM
₹25,790 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.39%
- 3Y
- +13.75%
- 5Y
- +12.16%
- Since Inception
- +16.67%
SIP returns (XIRR)
- 1Y
- +7.18%
- 3Y
- +9.37%
- 5Y
- +12.05%
- Since Inception
- +15.65%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,19,746 today — ₹6,00,000 invested, 15.3% XIRR.
₹6,00,000
Invested
₹13,19,746
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,55,978 today (16.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹32,40,038.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,19,746 in this fund vs ₹12,27,828 in the benchmark — outperformance of ₹91,918.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹4,17,936 today (4.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.20
Sharpe Ratio
+0.04
Alpha
0.30
Beta
0.19
Sortino
14.56%
Std Dev
-15.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks25.62%
- Pharmaceuticals & Biotechnology9.18%
- Retailing5.73%
- Telecom - Services5.12%
- Petroleum Products4.93%
- IT - Software4.85%
- Consumer Durables4.82%
- Insurance4.40%
- Transport Services4.19%
- Auto Components3.86%
- Automobiles3.53%
- Financial Technology (Fintech)2.74%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.9.16%
- 2Icici Bank Ltd.4.79%
- 3Reliance Industries Ltd.4.06%
- 4State Bank Of India4.01%
- 5Laurus Labs Ltd.3.65%
- 6Axis Bank Ltd.3.06%
- 7Delhivery Ltd.2.80%
- 8Pb Fintech Ltd.2.74%
- 9Indusind Bank Ltd.2.74%
- 10Bharti Airtel Ltd.2.57%
Investment Objective
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹25,790 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations