Mirae Asset ELSS Tax Saver Fund · Regular · Growth
NAV
₹48.0040
as of 28 Sept 2026
Expense Ratio
1.96%
AUM
₹25,328 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.75%
- 3Y
- +10.18%
- 5Y
- +8.97%
- Since Inception
- +15.71%
SIP returns (XIRR)
- 1Y
- -4.52%
- 3Y
- +3.94%
- 5Y
- +8.85%
- Since Inception
- +14.17%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,15,470 today — ₹6,00,000 invested, 13.6% XIRR.
₹6,00,000
Invested
₹12,15,470
Value today
13.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,00,267 today (14.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹27,87,198.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,15,470 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹71,536.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,94,965 today (3.95×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.30
Sharpe Ratio
+0.06
Alpha
0.30
Beta
0.30
Sortino
13.67%
Std Dev
-15.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks25.80%
- Pharmaceuticals & Biotechnology9.22%
- Automobiles5.47%
- Petroleum Products5.40%
- Retailing4.43%
- Telecom - Services4.39%
- Insurance4.37%
- Transport Services4.04%
- Consumer Durables3.89%
- IT - Software3.85%
- Non - Ferrous Metals3.66%
- Auto Components3.44%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.8.43%
- 2Icici Bank Ltd.5.32%
- 3Reliance Industries Ltd.4.35%
- 4Laurus Labs Ltd.4.31%
- 5State Bank Of India4.03%
- 6Axis Bank Ltd.3.62%
- 7Pb Fintech Ltd.3.27%
- 8Bharti Airtel Ltd.2.74%
- 9Sun Pharmaceutical Industries Ltd.2.38%
- 10Delhivery Ltd.2.29%
What this fund does
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹25,328 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C