SBI Floating Rate DEBT Fund · Regular · Growth
NAV
₹14.3253
as of 29 Sept 2026
Expense Ratio
0.40%
AUM
₹684 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.11%
- 3Y
- +7.21%
- 5Y
- +6.49%
- Since Inception
- +6.26%
SIP returns (XIRR)
- 1Y
- +6.21%
- 3Y
- +6.88%
- 5Y
- +6.99%
- Since Inception
- +6.78%
Returns calculated from 27 October 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,50,585 today — ₹2,95,000 invested, 7.0% XIRR.
₹2,95,000
Invested
₹3,50,585
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,36,843 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,17,847.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,17,217 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.00
Sharpe Ratio
—
Alpha
—
Beta
-0.00
Sortino
1.15%
Std Dev
-0.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.84% State Government Of Gujarat 203111.58%
- 27.57% State Government Of Gujarat 20317.47%
- 3National Bank For Agriculture And Rural Development7.32%
- 4Axis Bank Ltd.7.12%
- 5Sundaram Finance Ltd.7.05%
- 67.00% State Government Of Tamil Nadu 20316.56%
- 7Bank Of Baroda6.35%
- 8Bharti Telecom Ltd.5.79%
- 9Canara Bank5.64%
- 107.87% State Government Of Sikkim 20364.91%
What this fund does
SBI Floating Rate DEBT Fund · Regular · Growth by SBI Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
SBI Floating Rate DEBT Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹684 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.40%.