SBI Floating Rate DEBT Fund · Regular · Growth
NAV
₹14.2725
as of 31 Jul 2026
Expense Ratio
0.40%
AUM
₹684 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.40%
- 3Y
- +7.67%
- 5Y
- +6.63%
- Since Inception
- +6.31%
SIP returns (XIRR)
- 1Y
- +7.34%
- 3Y
- +7.43%
- 5Y
- +7.25%
- Since Inception
- +7.03%
Returns calculated from 27 October 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,52,967 today — ₹2,95,000 invested, 7.3% XIRR.
₹2,95,000
Invested
₹3,52,967
Value today
7.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,37,779 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,24,821.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,16,785 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.85
Sharpe Ratio
—
Alpha
—
Beta
0.95
Sortino
1.13%
Std Dev
-0.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.02% Cgl 203121.99%
- 26.36% Cgl 203114.04%
- 37.36% State Government Of Karnataka 203410.38%
- 47.44% State Government Of Rajasthan 20339.22%
- 57.57% State Government Of Gujarat 20317.58%
- 67.00% State Government Of Tamil Nadu 20316.66%
- 77.87% State Government Of Sikkim 20364.98%
- 8Aditya Birla Housing Finance Ltd.4.43%
- 96.90% Cgl 20654.13%
- 107.57% State Government Of Maharashtra 20313.79%
Investment Objective
SBI Floating Rate DEBT Fund · Regular · Growth by SBI Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
SBI Floating Rate DEBT Fund · Regular · Growth is a Floater Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹684 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations