SBI Floating Rate DEBT Fund · Regular · Growth
NAV
₹14.1004
as of 16 Jun 2026
Expense Ratio
0.40%
AUM
₹717 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.96%
- 3Y
- +7.58%
- 5Y
- +6.51%
- Since Inception
- +6.22%
SIP returns (XIRR)
- 1Y
- +6.46%
- 3Y
- +7.22%
- 5Y
- +7.09%
- Since Inception
- +6.90%
Returns calculated from 27 October 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹34,000
Invested
₹41,330
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹7,049
Value today
6.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,40,000
Withdrawn
₹9,96,501
Corpus left
+₹3,36,501 net gain — withdrew ₹3,40,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,15,357
Value today
1.2×
Multiple
Staying invested through that crash turned ₹1L into ₹1,15,357 — a 1.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.68
Sharpe Ratio
—
Alpha
—
Beta
0.76
Sortino
1.10%
Std Dev
-0.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.02% Cgl 203120.96%
- 2Treps18.39%
- 37.36% State Government Of Karnataka 20349.89%
- 47.44% State Government Of Rajasthan 20338.80%
- 57.57% State Government Of Gujarat 20317.25%
- 66.68% Cgl 20406.76%
- 77.00% State Government Of Tamil Nadu 20316.36%
- 87.87% State Government Of Sikkim 20364.71%
- 9Aditya Birla Housing Finance Ltd.4.28%
- 106.90% Cgl 20653.90%
Investment Objective
SBI Floating Rate DEBT Fund · Regular · Growth by SBI Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
SBI Floating Rate DEBT Fund · Regular · Growth is a Floater Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹717 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations