NAV
₹400.8422
as of 31 Jul 2026
Expense Ratio
1.53%
AUM
₹44,948 Cr
Lumpsum returns (CAGR)
- 1Y
- +15.26%
- 3Y
- +15.52%
- 5Y
- +13.16%
- Since Inception
- +18.39%
SIP returns (XIRR)
- 1Y
- +16.27%
- 3Y
- +14.64%
- 5Y
- +14.47%
- Since Inception
- +16.08%
Returns calculated from 20 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,11,550 today — ₹5,95,000 invested, 15.3% XIRR.
₹5,95,000
Invested
₹13,11,550
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,97,316 today (14.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹26,61,614.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,11,550 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹94,143.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,67,064 today (3.67×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.78
Sharpe Ratio
+0.14
Alpha
0.25
Beta
0.75
Sortino
12.69%
Std Dev
-13.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks20.18%
- Finance13.62%
- Power12.10%
- Retailing6.04%
- Telecom - Services5.48%
- Chemicals & Petrochemicals4.38%
- Metals & Minerals Trading3.15%
- Electrical Equipment2.51%
- Auto Components2.49%
- Realty2.27%
- Leisure Services2.21%
- Pharmaceuticals & Biotechnology2.18%
Each sector links to the mutual funds most exposed to it.
Thinking about SBI Focused Fund · Regular · Growth?
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Fund Details
Available transactions
Portfolio holdings
- 1Alphabet Inc.7.87%
- 2Icici Bank Ltd.7.85%
- 3State Bank Of India6.52%
- 4Treps6.48%
- 5Kotak Mahindra Bank Ltd.5.81%
- 6Bharti Airtel Ltd.5.48%
- 7Bajaj Finance Ltd.5.41%
- 8Adani Power Ltd.5.21%
- 9Adani Energy Solutions Ltd.4.79%
- 10Muthoot Finance Ltd.4.44%
Investment Objective
SBI Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
SBI Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹44,948 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.53%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations