SBI GILT FUND - REGULAR PLAN - GROWTH
₹67.0810
₹0.02 (+0.02%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹67.0810
₹0.02 (+0.02%)
31 May 2026
AMFI: 101001
Direct · Growth
₹₹71.3605
₹0.02 (+0.03%)
31 May 2026
AMFI: 119707
Regular · IDCW
₹₹20.6673
₹0.01 (-0.07%)
15 May 2026
AMFI: RTA-INF200K01AD0
Direct · IDCW
₹₹22.7751
₹0.01 (+0.03%)
31 May 2026
AMFI: 119706
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,52,500
Invested
₹4,29,987
Value today
7.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹33,541
Value today
7.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,25,000
Withdrawn
₹24,08,234
Corpus left
+₹29,33,234 net gain — withdrew ₹15,25,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,434
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,434 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,339
Regular plan
₹84,954
Direct earns ₹2,385 more on a ₹60K investment — 0.40% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.71
Sharpe Ratio
—
Alpha
—
Beta
-0.68
Sortino
3.03%
Std Dev
-3.35%
Max Drawdown
Portfolio Holdings
Top 45 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
91 DAY T-BILL 22.05.26 IN002025X463 | 2221.00% |
TREPS | 1865.00% |
7.47% State Government of Karnataka 2036 IN1920250256 | 1355.00% |
TREPS | 1298.00% |
7.47% State Government of Karnataka 2036 IN1920250256 | 1270.00% |
6.90% CGL 2065 IN0020250018 | 1183.00% |
7.24% CGL 2055 IN0020250075 | 914.00% |
7.27% CGL 2026 IN0020190016 | 556.00% |
91 DAY T-BILL 23.07.26 IN002026X032 | 546.00% |
5.63% CGL 2026 IN0020210012 | 530.00% |
91 DAY T-BILL 07.05.26 IN002025X448 | 486.00% |
182 DAY T-BILL 10.09.26 IN002025Y495 | 434.00% |
91 DAY T-BILL 22.05.26 IN002025X463 | 428.00% |
7.79% State Government of West Bengal 2045 IN3420250430 | 428.00% |
7.79% State Government of West Bengal 2045 IN3420250430 | 393.00% |
7.58% State Government of West Bengal 2042 IN3420250232 | 382.00% |
7.58% State Government of West Bengal 2042 IN3420250232 | 371.00% |
6.90% CGL 2065 IN0020250018 | 356.00% |
91 DAY T-BILL 14.05.26 IN002025X455 | 356.00% |
7.66% State Government of Kerala 2039 IN2020250253 | 345.00% |
91 DAY T-BILL 14.05.26 IN002025X455 | 331.00% |
7.66% State Government of Kerala 2039 IN2020250253 | 325.00% |
364 DAY T-BILL 21.05.26 IN002025Z088 | 320.00% |
182 DAY T-BILL 08.05.26 IN002025Y321 | 309.00% |
182 DAY T-BILL 08.05.26 IN002025Y321 | 289.00% |
91 DAY T-BILL 28.05.26 IN002025X471 | 275.00% |
7.88% State Government of West Bengal 2044 IN3420250455 | 246.00% |
91 DAY T-BILL 07.05.26 IN002025X448 | 232.00% |
7.88% State Government of West Bengal 2044 IN3420250455 | 213.00% |
7.02% CGL 2031 IN0020240076 | 212.00% |
7.02% CGL 2031 IN0020240076 | 198.00% |
Net Receivable / Payable | 196.00% |
7.86% State Government of Bihar 2039 IN1320250278 | 166.00% |
6.79% CGL 2034 IN0020240126 | 163.00% |
7.86% State Government of Bihar 2039 IN1320250278 | 156.00% |
7.43% State Government of Tamil Nadu 2036 IN3120250748 | 153.00% |
91 DAY T-BILL 09.07.26 IN002026X016 | 109.00% |
7.83% State Government of Haryana 2043 IN1620250333 | 93.00% |
182 DAY T-BILL 18.06.26 IN002025Y388 | 71.00% |
7.83% State Government of Haryana 2043 IN1620250333 | 71.00% |
Net Receivable / Payable | 56.00% |
6.28% CGL 2032 IN0020250059 | 40.00% |
6.28% CGL 2032 IN0020250059 | 38.00% |
7.85% State Government of Mizoram 2042 IN2520250092 | 11.00% |
7.85% State Government of Mizoram 2042 IN2520250092 | 10.00% |
Performance Comparison
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Investment Objective
SBI GILT FUND - REGULAR PLAN - GROWTH invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
SBI GILT FUND - REGULAR PLAN - GROWTH is a Gilt Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹10,324 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 0.96%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations