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Gilt Fund📊 NIFTY ALL DURATION G-SEC INDEX

SBI Gilt Fund Long Term PF · Regular · Growth

SBI Mutual Fund

#9 of 31 (1Y)

NAV

₹68.3992

as of 15 Jul 2026

Expense Ratio

0.96%

AUM

₹10,324 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+3.14%
3Y
+6.37%
5Y
+6.06%
Since Inception
+7.81%

SIP returns (XIRR)

1Y
+5.48%
3Y
+5.69%
5Y
+6.23%
Since Inception
+7.43%

Returns calculated from 23 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 10 years (Jul 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,43,998 today — ₹6,00,000 invested, 6.7% XIRR.

₹6,00,000

Invested

₹8,43,998

Value today

6.7%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹2,04,564 today (7.4% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹12,01,641.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,48,292 today (1.48×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.38

Sharpe Ratio

—

Alpha

—

Beta

-0.37

Sortino

2.93%

Std Dev

-3.35%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSBI Mutual Fund
CategoryGilt Fund
BenchmarkNIFTY ALL DURATION G-SEC INDEX
Launch Date11 Dec 2000
AMFI Code101001
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadLoad (w.e.f. 07.NOV.2012): Entry Load: NIL; Exit Load: 0.25% if redeemed/switched within 15 days from the date of investment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 May 2026
Holding% NAV
  1. 16.68% Cgl 204034.73%
  2. 2Treps17.62%
  3. 36.48% Cgl 203511.92%
  4. 491 Day T-Bill 20.08.269.26%
  5. 56.94% Cgl 20366.31%
  6. 6182 Day T-Bill 13.08.265.69%
  7. 7182 Day T-Bill 10.09.264.53%
  8. 87.79% State Government Of West Bengal 20453.87%
  9. 96.90% Cgl 20653.68%
  10. 1091 Day T-Bill 06.08.263.59%
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Investment Objective

SBI Gilt Fund Long Term PF · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

SBI Gilt Fund Long Term PF · Regular · Growth is a Gilt Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹10,324 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 0.96%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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