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Liquid

SBI Liquid Fund · Direct · Growth

SBI Mutual Fund

NAV

₹4372.6941

as of 16 Jun 2026

Expense Ratio

see scheme documents

Viewing Direct · Growth
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Lumpsum returns (CAGR)

1Y
+6.27%
3Y
+6.94%
5Y
+6.16%
Since Inception
+6.79%

SIP returns (XIRR)

1Y
+6.54%
3Y
+6.78%
5Y
+6.68%
Since Inception
+6.28%

SIP since inception — what ₹1,00,00,00,00,000/month became

Real NAV backtest from day one

₹1,61,00,00,00,00,000

Invested

₹2,48,62,00,28,31,447

Value today

6.3%

XIRR (p.a.)

1,00,00,00,00,000/month SIP from fund inception · Current value as of today

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5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹12,091

Value today

6.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,05,000

Withdrawn

₹11,75,050

Corpus left

+₹9,80,050 net gain — withdrew ₹8,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,911

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,911 — a 1.4× return

Read: Staying invested through crashes

Performance Comparison

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Fund Details

Fund HouseSBI Mutual Fund
CategoryLiquid
Launch Date01 Jan 2013
AMFI Code119800
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadEntry Load : NIL ; Exit Load : NIL.For applicability of load structure

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with SBI Liquid Fund - REGULAR PLAN -Growth

Holding% NAV

Investment Objective

SBI Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

SBI Liquid Fund · Direct · Growth is a Liquid mutual fund offered by SBI Mutual Fund. The fund has been operational for over 13 years.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations