SBI Low Duration Fund · Regular · Growth
NAV
₹3711.3372
as of 31 Jul 2026
Expense Ratio
0.95%
AUM
₹13,477 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.45%
- 3Y
- +6.72%
- 5Y
- +5.90%
- Since Inception
- +7.15%
SIP returns (XIRR)
- 1Y
- +5.66%
- 3Y
- +6.49%
- 5Y
- +6.42%
- Since Inception
- +6.90%
Returns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,12,657 today — ₹5,95,000 invested, 6.2% XIRR.
₹5,95,000
Invested
₹8,12,657
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,332 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,40,660.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,44,726 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.20
Sharpe Ratio
—
Alpha
—
Beta
0.23
Sortino
0.57%
Std Dev
-0.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.5.35%
- 2Lic Housing Finance Ltd.5.01%
- 3Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)3.83%
- 4Small Industries Development Bank Of India3.75%
- 57.03% State Government Of Chhattisgarh 20263.74%
- 6Bharti Telecom Ltd.3.72%
- 7Indian Bank3.59%
- 8Canara Bank3.58%
- 9Kotak Mahindra Bank Ltd.3.57%
- 10Icici Bank Ltd.3.56%
Investment Objective
SBI Low Duration Fund · Regular · Growth by SBI Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
SBI Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹13,477 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LOW DURATION DEBT A-I INDEX. The current expense ratio is 0.95%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations