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Medium Durationregulargrowth📊 NIFTY MEDIUM DURATION DEBT INDEX A-III

SBI MEDIUM DURATION FUND - REGULAR PLAN - GROWTH

SBI Mutual Fund

#8 of 14 (1Y)

₹53.3889

0.02 (+0.03%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹53.3889

0.02 (+0.03%)

31 May 2026

AMFI: 102053

Direct · Growth

₹₹57.9662

0.02 (+0.03%)

31 May 2026

AMFI: 119824

Regular · IDCW

₹₹20.6951

0.01 (+0.03%)

31 May 2026

AMFI: 102054

Direct · IDCW

₹₹22.5325

0.01 (+0.03%)

31 May 2026

AMFI: 119825

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.06%
1 Month-0.29%
3 Months+0.30%
6 Months+1.46%
1 Year+3.79%
3 Years (CAGR)+6.68%
5 Years (CAGR)+6.01%
10 Years (CAGR)+7.68%
Since Inception (Oct 2003)+7.68%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.76%
3 Year SIP+6.31%
5 Year SIP+6.42%
Since Inception (Oct 2003)+7.78%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,35,500

Invested

₹3,56,142

Value today

7.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹26,675

Value today

7.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,55,000

Withdrawn

₹17,73,587

Corpus left

+₹21,28,587 net gain — withdrew ₹13,55,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,51,843

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,51,843 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹89,536

Regular plan

₹86,841

Direct earns ₹2,695 more on a ₹60K investment0.45% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryMedium Duration
Plan Typeregular
Optiongrowth
AUM₹6,782 Cr
Expense Ratio1.22%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkNIFTY MEDIUM DURATION DEBT INDEX A-III
Launch Date01 Oct 2003
AMFI Code102053

Risk Metrics

Trailing 1 year, annualised

-0.09

Sharpe Ratio

Alpha

Beta

-0.09

Sortino

1.34%

Std Dev

-0.72%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity2 holdings · 426.0%
Security% NAV

Cube Highways Trust

INE0NR623014

217.00%

Cube Highways Trust

INE0NR623014

209.00%
Debt48 holdings · 15134.0%
Security% NAV

7.18% CGL 2033

IN0020230085

812.00%

7.18% CGL 2033

IN0020230085

787.00%

6.68% CGL 2040

IN0020250042

699.00%

6.68% CGL 2040

IN0020250042

674.00%

Godrej Properties Ltd.

INE484J08055

470.00%

Godrej Properties Ltd.

INE484J08055

457.00%

JSW Kalinga Steel Ltd.

INE2QI808033

419.00%

Avanse Financial Services Ltd.

INE087P07337

390.00%

Avanse Financial Services Ltd.

INE087P07337

379.00%

6.48% CGL 2035

IN0020250091

375.00%

6.48% CGL 2035

IN0020250091

366.00%

Yes Bank Ltd.

INE528G08345

349.00%

Renew Solar Energy (Jharkhand Five) Pvt. Ltd.

INE154Z07011

345.00%

Aditya Birla Real Estate Ltd.

INE055A08052

343.00%

Yes Bank Ltd.

INE528G08345

339.00%

Renew Solar Energy (Jharkhand Five) Pvt. Ltd.

INE154Z07011

335.00%

Aditya Birla Real Estate Ltd.

INE055A08052

334.00%

JTPM Metal Traders Ltd.

INE02PE08036

326.00%

Renserv Global Pvt Ltd.

INE0AY207061

320.00%

JTPM Metal Traders Ltd.

INE02PE08036

315.00%

Motilal Oswal Finvest Ltd.

INE01WN07128

313.00%

Renserv Global Pvt Ltd.

INE0AY207061

311.00%

Motilal Oswal Finvest Ltd.

INE01WN07128

306.00%

GMR Airports Ltd.

INE776C08075

293.00%

Kogta Financial (India) Ltd.

INE192U07384

285.00%

Kogta Financial (India) Ltd.

INE192U07384

278.00%

Gaursons India Pvt. Ltd.

INE1BEC07011

278.00%

H.G. Infra Engineering Ltd.

INE926X08015

277.00%

Gaursons India Pvt. Ltd.

INE1BEC08019

271.00%

H.G. Infra Engineering Ltd.

INE926X08015

270.00%

JSW Kalinga Steel Ltd.

INE2QI808033

267.00%

Net Receivable / Payable

253.00%

GMR Airports Ltd.

INE776C08075

246.00%

Bharti Telecom Ltd.

INE403D08264

239.00%

Bharti Telecom Ltd.

INE403D08264

232.00%

Net Receivable / Payable

217.00%

Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)

INE607M08105

214.00%

Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)

INE607M08105

208.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

192.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

191.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

187.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

187.00%

TREPS

151.00%

Small Industries Development Bank of India

INE556F08LA4

149.00%

Torrent Power Ltd.

INE813H07150

129.00%

Aadhar Housing Finance Ltd.

INE883F07314

122.00%

Chalet Hotels Ltd.

INE427F07021

117.00%

LIC Housing Finance Ltd.

INE115A07QK0

117.00%

Performance Comparison

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Investment Objective

SBI MEDIUM DURATION FUND - REGULAR PLAN - GROWTH by SBI Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.

About This Fund

SBI MEDIUM DURATION FUND - REGULAR PLAN - GROWTH is a Medium Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹6,782 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY MEDIUM DURATION DEBT INDEX A-III. The current expense ratio is 1.22%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations