SBI Medium to Long Term Fund · Regular · Growth
NAV
₹73.8314
as of 13 Nov 2026
Expense Ratio
1.48%
AUM
₹2,050 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.05%
- 3Y
- +5.99%
- 5Y
- +5.44%
- Since Inception
- +7.41%
SIP returns (XIRR)
- 1Y
- +3.50%
- 3Y
- +4.79%
- 5Y
- +5.57%
- Since Inception
- +6.92%
Returns calculated from 27 January 2003 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,20,284 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,20,284
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,417 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,63,882.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,50,084 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.81
Sharpe Ratio
—
Alpha
—
Beta
-1.76
Sortino
2.15%
Std Dev
-1.72%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.24% Cgl 205511.65%
- 26.94% Cgl 20368.45%
- 3Muthoot Finance Ltd.4.91%
- 46.68% Cgl 20404.64%
- 56.90% State Government Of Bihar 20354.62%
- 6Jsw Jfe Kalinga Steel Ltd.3.83%
- 7Torrent Power Ltd.3.71%
- 8Adani Power Ltd.3.42%
- 9Indostar Capital Finance Ltd.3.41%
- 10Renew Solar Energy (Jharkhand Five) Pvt. Ltd.3.31%
What this fund does
SBI Medium to Long Term Fund · Regular · Growth by SBI Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
SBI Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹2,050 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MEDIUM TO LONG DURATION DEBT A-III INDEX. The current expense ratio is 1.48%.