NAV
₹201.2762
as of 30 Sept 2026
Expense Ratio
0.43%
AUM
₹13,288 Cr
Lumpsum returns (CAGR)
- 1Y
- -7.52%
- 3Y
- +5.52%
- 5Y
- +5.92%
- Since Inception
- +12.92%
SIP returns (XIRR)
- 1Y
- -13.01%
- 3Y
- -1.50%
- 5Y
- +4.12%
- Since Inception
- +11.52%
Returns calculated from 17 January 2002 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,79,038 today — ₹6,00,000 invested, 9.5% XIRR.
₹6,00,000
Invested
₹9,79,038
Value today
9.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,76,595 today (10.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹17,86,915.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,09,016 today (3.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.74
Sharpe Ratio
—
Alpha
—
Beta
-0.74
Sortino
12.54%
Std Dev
-15.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks29.47%
- IT - Software8.48%
- Petroleum Products7.83%
- Automobiles7.06%
- Finance5.76%
- Telecom - Services5.00%
- Construction4.30%
- Diversified FMCG3.82%
- Pharmaceuticals & Biotechnology3.27%
- Retailing3.02%
- Consumer Durables3.00%
- Ferrous Metals2.49%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
What this fund does
SBI Nifty Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
SBI Nifty Index Fund · Regular · Growth is a Index Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹13,288 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.43%.
Who Should Invest?
- •Cost-conscious investors who prefer passive investing with low expense ratios