NAV
₹220.4580
as of 03 Aug 2026
Expense Ratio
0.41%
AUM
₹13,208 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.57%
- 3Y
- +9.03%
- 5Y
- +9.50%
- Since Inception
- +13.43%
SIP returns (XIRR)
- 1Y
- +2.00%
- 3Y
- +4.95%
- 5Y
- +8.23%
- Since Inception
- +12.22%
Returns calculated from 17 January 2002 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,72,394 today — ₹5,95,000 invested, 11.5% XIRR.
₹5,95,000
Invested
₹10,72,394
Value today
11.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,03,786 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹19,65,465.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹3,37,036 today (3.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.05
Sharpe Ratio
—
Alpha
—
Beta
0.05
Sortino
13.44%
Std Dev
-15.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks30.14%
- Petroleum Products7.97%
- IT - Software7.38%
- Automobiles6.72%
- Finance5.43%
- Telecom - Services5.13%
- Construction4.42%
- Diversified FMCG4.23%
- Pharmaceuticals & Biotechnology3.30%
- Consumer Durables2.75%
- Retailing2.74%
- Power2.72%
Each sector links to the mutual funds most exposed to it.
Thinking about SBI Nifty Index Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Investment Objective
SBI Nifty Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
SBI Nifty Index Fund · Regular · Growth is a Index Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹13,208 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations