NAV
₹32.6855
as of 28 Sept 2026
Expense Ratio
1.94%
AUM
₹6,610 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.28%
- 3Y
- +16.81%
- 5Y
- +20.47%
- Since Inception
- +7.57%
SIP returns (XIRR)
- 1Y
- -6.70%
- 3Y
- +5.48%
- 5Y
- +17.77%
- Since Inception
- +12.05%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,11,816 today — ₹6,00,000 invested, 16.4% XIRR.
₹6,00,000
Invested
₹14,11,816
Value today
16.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,32,217 today (12.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹19,10,354.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,11,816 in this fund vs ₹11,47,923 in the benchmark — outperformance of ₹2,63,893.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,69,033 today (4.69×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
-0.01
Alpha
0.19
Beta
-0.05
Sortino
14.22%
Std Dev
-12.38%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks25.29%
- Power16.87%
- Gas11.76%
- Aerospace & Defense7.97%
- Finance5.48%
- Oil5.07%
- Petroleum Products4.69%
- Insurance4.33%
- Electrical Equipment4.29%
- Transport Services3.97%
- Minerals & Mining2.62%
- Non - Ferrous Metals2.59%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India16.39%
- 2Ntpc Ltd.8.28%
- 3Bharat Electronics Ltd.7.97%
- 4Power Grid Corporation Of India Ltd.7.11%
- 5Gail (India) Ltd.6.78%
- 6Bank Of Baroda5.11%
- 7Oil & Natural Gas Corporation Ltd.5.07%
- 8Bharat Petroleum Corporation Ltd.4.69%
- 9Bharat Heavy Electricals Ltd.4.29%
- 10Container Corporation Of India Ltd.3.97%
What this fund does
SBI PSU Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI PSU Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹6,610 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU TRI. The current expense ratio is 1.94%.