NAV
₹34.1372
as of 13 Nov 2026
Expense Ratio
1.95%
AUM
₹6,655 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.78%
- 3Y
- +18.55%
- 5Y
- +20.52%
- Since Inception
- +7.80%
SIP returns (XIRR)
- 1Y
- -0.14%
- 3Y
- +6.42%
- 5Y
- +18.43%
- Since Inception
- +12.36%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,52,353 today — ₹6,00,000 invested, 17.0% XIRR.
₹6,00,000
Invested
₹14,52,353
Value today
17.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,31,874 today (12.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹18,66,385.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,52,353 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹2,52,494.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,89,865 today (4.90×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
+0.01
Alpha
0.84
Beta
-0.03
Sortino
14.09%
Std Dev
-16.72%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks24.46%
- Power17.51%
- Gas11.92%
- Aerospace & Defense9.89%
- Finance5.44%
- Petroleum Products4.63%
- Insurance4.29%
- Electrical Equipment4.25%
- Oil3.66%
- Transport Services3.66%
- Construction2.87%
- Non - Ferrous Metals2.44%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India15.66%
- 2Ntpc Ltd.8.61%
- 3Bharat Electronics Ltd.7.87%
- 4Power Grid Corporation Of India Ltd.7.41%
- 5Gail (India) Ltd.6.87%
- 6Bank Of Baroda5.21%
- 7Bharat Petroleum Corporation Ltd.4.63%
- 8Bharat Heavy Electricals Ltd.4.25%
- 9Container Corporation Of India Ltd.3.66%
- 10Oil & Natural Gas Corporation Ltd.3.66%
What this fund does
SBI PSU Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI PSU Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹6,655 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU TRI. The current expense ratio is 1.95%.