SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth
₹19.2259
₹0.00 (-0.01%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹19.2259
₹0.00 (-0.01%)
31 May 2026
AMFI: 148698
Direct · Growth
₹₹20.5438
₹0.00 (-0.00%)
31 May 2026
AMFI: 148683
Regular · IDCW
₹₹19.2264
₹0.00 (-0.01%)
31 May 2026
AMFI: 148691
Direct · IDCW
₹₹20.5328
₹0.00 (-0.00%)
31 May 2026
AMFI: 148694
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹32,000
Invested
₹40,327
Value today
8.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹9,613
Value today
13.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,20,000
Withdrawn
₹15,19,316
Corpus left
+₹8,39,316 net gain — withdrew ₹3,20,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹10,24,651
Value today
-11.2%
vs lumpsum
Direct lumpsum would have beaten STP by 11.2% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹40,327
Benchmark
₹39,347
+₹980 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹98,892
Value today
1.0×
Multiple
Direct vs Regular — ₹500/month over 5 years
Expense ratio drag on your actual returns
Direct plan
₹38,715
Regular plan
₹37,460
Direct earns ₹1,255 more on a ₹30K investment — 0.84% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.69
Sharpe Ratio
-0.08
Alpha
0.40
Beta
-0.67
Sortino
13.90%
Std Dev
-15.08%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A01034 | 713.00% |
HDFC Bank Ltd. INE040A01034 | 679.00% |
Reliance Industries Ltd. INE002A01018 | 608.00% |
Reliance Industries Ltd. INE002A01018 | 585.00% |
ICICI Bank Ltd. INE090A01021 | 579.00% |
ICICI Bank Ltd. INE090A01021 | 548.00% |
Larsen & Toubro Ltd. INE018A01030 | 419.00% |
State Bank of India INE062A01020 | 415.00% |
State Bank of India INE062A01020 | 409.00% |
Larsen & Toubro Ltd. INE018A01030 | 406.00% |
Maruti Suzuki India Ltd. INE585B01010 | 367.00% |
Maruti Suzuki India Ltd. INE585B01010 | 358.00% |
Infosys Ltd. INE009A01021 | 328.00% |
Ultratech Cement Ltd. INE481G01011 | 286.00% |
Axis Bank Ltd. INE238A01034 | 284.00% |
Infosys Ltd. INE009A01021 | 280.00% |
Axis Bank Ltd. INE238A01034 | 280.00% |
Ultratech Cement Ltd. INE481G01011 | 278.00% |
Urban Company Ltd. INE0CAZ01013 | 258.00% |
Kotak Mahindra Bank Ltd. INE237A01036 | 255.00% |
Kotak Mahindra Bank Ltd. INE237A01036 | 249.00% |
Urban Company Ltd. INE0CAZ01013 | 234.00% |
Hindalco Industries Ltd. INE038A01020 | 231.00% |
Timken India Ltd. INE325A01013 | 227.00% |
Bajaj Finance Ltd. INE296A01032 | 222.00% |
Hindalco Industries Ltd. INE038A01020 | 218.00% |
Timken India Ltd. INE325A01013 | 217.00% |
Bajaj Finance Ltd. INE296A01032 | 211.00% |
Schaeffler India Ltd. INE513A01022 | 209.00% |
Schaeffler India Ltd. INE513A01022 | 203.00% |
TVS Motor Company Ltd. INE494B01023 | 194.00% |
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019 | 187.00% |
TVS Motor Company Ltd. INE494B01023 | 182.00% |
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019 | 180.00% |
Navin Fluorine International Ltd. INE048G01026 | 165.00% |
Navin Fluorine International Ltd. INE048G01026 | 165.00% |
Abbott India Ltd. INE358A01014 | 164.00% |
ABB India Ltd. INE117A01022 | 161.00% |
Asian Paints Ltd. INE021A01026 | 154.00% |
Jubilant Foodworks Ltd. INE797F01020 | 152.00% |
Jubilant Foodworks Ltd. INE797F01020 | 151.00% |
Divi's Laboratories Ltd. INE361B01024 | 151.00% |
Asian Paints Ltd. INE021A01026 | 151.00% |
Bajaj Finserv Ltd. INE918I01026 | 150.00% |
Divi's Laboratories Ltd. INE361B01024 | 149.00% |
ABB India Ltd. INE117A01022 | 146.00% |
Bajaj Finserv Ltd. INE918I01026 | 145.00% |
Torrent Power Ltd. INE813H01021 | 144.00% |
Thermax Ltd. INE152A01029 | 143.00% |
| Security | % NAV |
|---|---|
TREPS | 373.00% |
Performance Comparison
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Investment Objective
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth by SBI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth is a Retirement Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹3,025 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.92%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations