Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option
₹66.3613
₹0.93 (-1.38%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹66.3613
₹0.93 (-1.38%)
29 May 2026
AMFI: 115942
Direct · Growth
₹₹81.5930
₹1.14 (-1.37%)
29 May 2026
AMFI: 119251
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹150/month became
Real NAV backtest from day one
₹26,100
Invested
₹73,579
Value today
13.2%
XIRR (p.a.)
₹150/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹33,181
Value today
13.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,70,000
Withdrawn
₹41,83,495
Corpus left
+₹40,53,495 net gain — withdrew ₹8,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹37,71,462
Value today
-5.3%
vs lumpsum
Direct lumpsum would have beaten STP by 5.3% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹150/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹73,579
Benchmark
₹66,817
+₹6,762 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,15,061
Value today
3.2×
Multiple
Staying invested through that crash turned ₹1L into ₹3,15,061 — a 3.2× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,25,265
Regular plan
₹1,14,304
Direct earns ₹10,961 more on a ₹60K investment — 1.83% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.31
Sharpe Ratio
-0.02
Alpha
0.45
Beta
-0.30
Sortino
15.18%
Std Dev
-18.36%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI BANK LTD INE090A01021 | 5.24% |
SOLAR INDUSTRIES INDIA LTD INE343H01029 | 5.19% |
ICICI BANK LTD INE090A01021 | 4.80% |
RELIANCE INDUSTRIES LTD INE002A01018 | 4.77% |
SOLAR INDUSTRIES INDIA LTD INE343H01029 | 4.53% |
RELIANCE INDUSTRIES LTD INE002A01018 | 4.44% |
HDFC BANK LTD INE040A01034 | 4.41% |
BSE LTD INE118H01025 | 4.24% |
BSE LTD INE118H01025 | 3.93% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 3.85% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 3.65% |
ETERNAL LTD INE758T01015 | 3.41% |
ETERNAL LTD INE758T01015 | 3.27% |
RADICO KHAITAN LTD INE944F01028 | 3.10% |
RADICO KHAITAN LTD INE944F01028 | 3.09% |
HDFC BANK LTD INE040A01034 | 3.00% |
ITC LTD INE154A01025 | 2.94% |
ITC LTD INE154A01025 | 2.81% |
NIPPON LIFE INDIA ASSET MANAGEMENT LTD INE298J01013 | 2.65% |
NIPPON LIFE INDIA ASSET MANAGEMENT LTD INE298J01013 | 2.57% |
POLYCAB INDIA LTD INE455K01017 | 2.45% |
KARUR VYSYA BANK LTD INE036D01028 | 2.43% |
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD INE742F01042 | 2.43% |
360 ONE WAM LTD INE466L01038 | 2.39% |
HCL TECHNOLOGIES LTD INE860A01027 | 2.38% |
POLYCAB INDIA LTD INE455K01017 | 2.36% |
TITAN COMPANY LTD INE280A01028 | 2.34% |
360 ONE WAM LTD INE466L01038 | 2.28% |
TITAN COMPANY LTD INE280A01028 | 2.27% |
MUTHOOT FINANCE LTD INE414G01012 | 2.27% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 2.22% |
RAINBOW CHILDRENS MEDICARE LTD INE961O01016 | 2.18% |
DOMS INDUSTRIES LTD INE321T01012 | 2.16% |
KARUR VYSYA BANK LTD INE036D01028 | 2.16% |
MUTHOOT FINANCE LTD INE414G01012 | 2.15% |
TATA CONSUMER PRODUCTS LTD INE192A01025 | 2.13% |
TATA CONSUMER PRODUCTS LTD INE192A01025 | 2.10% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 2.10% |
RAINBOW CHILDRENS MEDICARE LTD INE961O01016 | 2.05% |
OIL INDIA LTD INE274J01014 | 1.99% |
KIRLOSKAR PNEUMATIC COMPANY LTD INE811A01020 | 1.98% |
TATA CAPITAL LTD INE976I01016 | 1.96% |
KOTAK MAHINDRA BANK LTD INE237A01036 | 1.95% |
KOTAK MAHINDRA BANK LTD INE237A01036 | 1.95% |
COAL INDIA LTD INE522F01014 | 1.89% |
NESTLE INDIA LTD INE239A01024 | 1.89% |
DOMS INDUSTRIES LTD INE321T01012 | 1.88% |
TATA CAPITAL LTD INE976I01016 | 1.87% |
BIKAJI FOODS INTERNATIONAL LTD INE00E101023 | 1.84% |
OIL INDIA LTD INE274J01014 | 1.80% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Compare with Similar Funds
Investment Objective
Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option by Tata Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option is a Retirement Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹2,007 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.03%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations