Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option
₹27.9084
₹0.40 (-1.41%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹27.9084
₹0.40 (-1.41%)
29 May 2026
AMFI: 133565
Direct · Growth
₹₹31.6968
₹0.45 (-1.40%)
29 May 2026
AMFI: 133568
Regular · IDCW
₹₹18.7291
₹0.27 (-1.41%)
29 May 2026
AMFI: 133567
Direct · IDCW
₹₹21.9542
₹0.31 (-1.40%)
29 May 2026
AMFI: 133566
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹40,000
Invested
₹62,314
Value today
13.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,182
Value today
12.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,00,000
Withdrawn
₹15,58,515
Corpus left
+₹9,58,515 net gain — withdrew ₹4,00,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,18,079
Value today
+0.7%
vs lumpsum
STP beat direct lumpsum by 0.7% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹62,314
Benchmark
₹57,462
+₹4,852 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,58,186
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,58,186 — a 3.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,15,998
Regular plan
₹63,405
Direct earns ₹52,593 more on a ₹60K investment — 8.77% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.52
Sharpe Ratio
-0.06
Alpha
0.45
Beta
-0.50
Sortino
14.96%
Std Dev
-16.97%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 7.48% |
HDFC Bank Limited INE040A01034 | 7.04% |
Reliance Industries Limited INE002A01018 | 4.95% |
State Bank of India INE062A01020 | 3.66% |
Axis Bank Limited INE238A01034 | 3.55% |
Larsen & Toubro Limited INE018A01030 | 3.34% |
NTPC Limited INE733E01010 | 3.20% |
Infosys Limited INE009A01021 | 3.10% |
Bharti Airtel Limited INE397D01024 | 2.88% |
Bajaj Finance Limited INE296A01032 | 2.59% |
Mahindra & Mahindra Limited INE101A01026 | 2.49% |
Tech Mahindra Limited INE669C01036 | 2.11% |
SBI Life Insurance Company Limited INE123W01016 | 1.92% |
Hindustan Aeronautics Limited INE066F01020 | 1.69% |
Samvardhana Motherson International Limited INE775A01035 | 1.68% |
NLC India Limited INE589A01014 | 1.64% |
Cummins India Limited INE298A01020 | 1.62% |
JSW Energy Limited INE121E01018 | 1.53% |
Varun Beverages Limited INE200M01039 | 1.52% |
Blue Star Limited INE472A01039 | 1.45% |
HDFC Asset Management Company Limited INE127D01025 | 1.43% |
Titan Company Limited INE280A01028 | 1.42% |
InterGlobe Aviation Limited INE646L01027 | 1.42% |
Eternal Limited INE758T01015 | 1.40% |
Power Finance Corporation Limited INE134E01011 | 1.36% |
Alkem Laboratories Limited INE540L01014 | 1.24% |
United Spirits Limited INE854D01024 | 1.21% |
Nestle India Limited INE239A01024 | 1.13% |
Crompton Greaves Consumer Electricals Limited INE299U01018 | 1.05% |
Dixon Technologies (India) Limited INE935N01020 | 1.01% |
Vedanta Limited INE205A01025 | 1.01% |
Bharat Petroleum Corporation Limited INE029A01011 | 1.01% |
Cholamandalam Investment and Finance Company Ltd INE121A01024 | 0.97% |
L&T Finance Limited INE498L01015 | 0.95% |
Page Industries Limited INE761H01022 | 0.91% |
Delhivery Limited INE148O01028 | 0.86% |
TVS Motor Company Limited INE494B01023 | 0.85% |
PB Fintech Limited INE417T01026 | 0.82% |
Tata Power Company Limited INE245A01021 | 0.82% |
Swiggy Limited INE00H001014 | 0.82% |
JSW Steel Limited INE019A01038 | 0.81% |
NTPC Green Energy Limited INE0ONG01011 | 0.79% |
Britannia Industries Limited INE216A01030 | 0.78% |
UltraTech Cement Limited INE481G01011 | 0.77% |
Apollo Hospitals Enterprise Limited INE437A01024 | 0.77% |
Coforge Limited INE591G01025 | 0.76% |
Abbott India Limited INE358A01014 | 0.75% |
Emcure Pharmaceuticals Limited INE168P01015 | 0.74% |
Shriram Finance Limited INE721A01047 | 0.71% |
United Breweries Limited INE686F01025 | 0.70% |
Performance Comparison
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Investment Objective
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option by Nippon India Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option is a Retirement Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹3,085 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations