SBI Savings Fund · Regular · Growth
NAV
₹43.8052
as of 17 Jun 2026
Expense Ratio
0.68%
AUM
₹35,253 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.67%
- 3Y
- +6.80%
- 5Y
- +5.96%
- Since Inception
- +5.51%
SIP returns (XIRR)
- 1Y
- +5.69%
- 3Y
- +6.59%
- 5Y
- +6.50%
- Since Inception
- +6.53%
Returns calculated from 08 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,65,500
Invested
₹4,47,515
Value today
6.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹2,185
Value today
5.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹15,55,408
Withdrawn
₹0 (exhausted)
Corpus left
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,42,499
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,42,499 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.59
Sharpe Ratio
—
Alpha
—
Beta
0.75
Sortino
0.45%
Std Dev
-0.16%
Max Drawdown
Performance Comparison
Thinking about SBI Savings Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Lic Housing Finance Ltd.3.91%
- 2Small Industries Development Bank Of India3.91%
- 3Canara Bank3.89%
- 4Icici Bank Ltd.3.89%
- 5National Bank For Financing Infrastructure And Development3.77%
- 6364 Day T-Bill 04.03.273.42%
- 7Canara Bank3.18%
- 8364 Day T-Bill 11.03.272.63%
- 9Punjab National Bank2.61%
- 10Small Industries Development Bank Of India2.60%
Investment Objective
SBI Savings Fund · Regular · Growth by SBI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
SBI Savings Fund · Regular · Growth is a Money Market mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹35,253 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MONEY MARKET A-I INDEX. The current expense ratio is 0.68%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations