SBI Money Market Fund · Regular · Growth
NAV
₹44.6390
as of 29 Sept 2026
Expense Ratio
0.63%
AUM
₹34,776 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.99%
- 3Y
- +6.82%
- 5Y
- +6.15%
- Since Inception
- +5.52%
SIP returns (XIRR)
- 1Y
- +6.14%
- 3Y
- +6.60%
- 5Y
- +6.58%
- Since Inception
- +6.53%
Returns calculated from 08 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,20,268 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,20,268
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,199 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,01,725.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,45,537 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.22
Sharpe Ratio
—
Alpha
—
Beta
-0.25
Sortino
0.46%
Std Dev
-0.16%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.4.49%
- 2National Bank For Financing Infrastructure And Development4.35%
- 3Lic Housing Finance Ltd.4.07%
- 4182 Day T-Bill 24.12.263.97%
- 5364 Day T-Bill 04.03.273.85%
- 6Union Bank Of India3.05%
- 7Punjab National Bank3.00%
- 8Jio Credit Ltd.2.99%
- 9Union Bank Of India2.95%
- 10Punjab National Bank2.64%
What this fund does
SBI Money Market Fund · Regular · Growth by SBI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
SBI Money Market Fund · Regular · Growth is a Money Market mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹34,776 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MONEY MARKET A-I INDEX. The current expense ratio is 0.63%.