SBI Money Market Fund · Regular · Growth
NAV
₹44.9420
as of 13 Nov 2026
Expense Ratio
0.64%
AUM
₹32,054 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.92%
- 3Y
- +6.79%
- 5Y
- +6.22%
- Since Inception
- +5.52%
SIP returns (XIRR)
- 1Y
- +6.11%
- 3Y
- +6.50%
- 5Y
- +6.57%
- Since Inception
- +6.52%
Returns calculated from 08 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,623 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,17,623
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,81,584 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,98,215.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,46,525 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.46%
Std Dev
-0.16%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1182 Day T-Bill 24.12.266.52%
- 2Icici Bank Ltd.5.22%
- 3National Bank For Financing Infrastructure And Development5.06%
- 4Lic Housing Finance Ltd.4.03%
- 5182 Day T-Bill 31.12.263.54%
- 6Union Bank Of India3.46%
- 7Union Bank Of India3.43%
- 8Punjab National Bank3.40%
- 9Jio Credit Ltd.3.21%
- 10Punjab National Bank3.07%
What this fund does
SBI Money Market Fund · Regular · Growth by SBI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
SBI Money Market Fund · Regular · Growth is a Money Market mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹32,054 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MONEY MARKET A-I INDEX. The current expense ratio is 0.64%.