SUNDARAM BANKING and PSU FUND · Regular · Growth
NAV
₹45.7154
as of 28 Sept 2026
Expense Ratio
—
see scheme documents
AUM
₹278 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.67%
- 3Y
- +6.84%
- 5Y
- +5.82%
- Since Inception
- +7.24%
SIP returns (XIRR)
- 1Y
- +4.57%
- 3Y
- +6.17%
- 5Y
- +6.34%
- Since Inception
- +7.04%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,21,035 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,21,035
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,84,405 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,23,012.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,46,449 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.40
Sharpe Ratio
—
Alpha
—
Beta
-0.43
Sortino
1.23%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd - 7.7% - 16/05/2028**9.57%
- 2National Housing Bank - 7.59% - 14/07/2027**7.66%
- 3Export Import Bank Of India - 7.35% - 27/07/2028**7.64%
- 4Indian Oil Corporation Ltd - 7.44% - 25/11/2027**5.75%
- 5National Bank For Agriculture & Rural Development - 7.53% - 24/03/20283.82%
- 6Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029**3.81%
- 7Small Industries Development Bank Of India - 7.42% - 12/03/2029**3.80%
- 8National Bank For Financing Infrastructure And Development - 7.37% - 16/07/2029**3.80%
- 9Power Finance Corporation Ltd - 6.73% - 15/10/2027**3.79%
- 10Bajaj Finance Ltd - 7.11% - 10/07/2028**3.77%
What this fund does
SUNDARAM BANKING and PSU FUND · Regular · Growth by Sundaram Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SUNDARAM BANKING and PSU FUND · Regular · Growth is a Banking & PSU Debt mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹278 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index.