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Banking & PSU Debt📊 NIFTY Banking & PSU Debt Index(SEBI default)

SUNDARAM BANKING and PSU FUND · Regular · Growth

Sundaram Mutual Fund

#8 of 20 (1Y)

NAV

₹45.4381

as of 14 Jul 2026

Expense Ratio

see scheme documents

AUM

₹334 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.85%
3Y
+6.99%
5Y
+5.83%
Since Inception
+7.28%

SIP returns (XIRR)

1Y
+5.30%
3Y
+6.69%
5Y
+6.57%
Since Inception
+7.11%

What history actually did — last 10 years (Jul 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,24,581 today ₹6,00,000 invested, 6.3% XIRR.

₹6,00,000

Invested

₹8,24,581

Value today

6.3%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,85,855 today (6.4% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,33,972.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,45,561 today (1.46×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.36

Sharpe Ratio

Alpha

Beta

0.38

Sortino

1.21%

Std Dev

-0.54%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSundaram Mutual Fund
CategoryBanking & PSU Debt
BenchmarkNIFTY Banking & PSU Debt Index
Launch Date29 Dec 2004
AMFI Code100784
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadExit load: w.e.f 16-APR-13 - NIL

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

SUNDARAM BANKING and PSU FUND · Regular · Growth by Sundaram Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.

About This Fund

SUNDARAM BANKING and PSU FUND · Regular · Growth is a Banking & PSU Debt mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹334 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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