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Sectoral / ThematicVery High📊 Nifty IT

Tata Digital India Fund · Regular · Growth

Tata Mutual Fund

#212 of 213 (1Y)

NAV

₹39.5890

as of 17 Jun 2026

Expense Ratio

1.73%

AUM

₹10,859 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
-19.42%
3Y
+6.54%
5Y
+6.02%
Since Inception
+14.05%

SIP returns (XIRR)

1Y
-18.89%
3Y
-5.40%
5Y
+1.02%
Since Inception
+13.66%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹12,600

Invested

₹25,414

Value today

12.9%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹18,932

Value today

13.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,30,000

Withdrawn

₹25,15,661

Corpus left

+₹21,45,661 net gain — withdrew ₹6,30,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹23,49,228

Value today

+3.4%

vs lumpsum

STP beat direct lumpsum by 3.4% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,42,764

Value today

3.4×

Multiple

Staying invested through that crash turned ₹1L into ₹3,42,764 — a 3.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-1.34

Sharpe Ratio

-0.28

Alpha

0.48

Beta

-1.32

Sortino

19.44%

Std Dev

-32.30%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseTata Mutual Fund
CategorySectoral / Thematic
BenchmarkNifty IT ✓
Launch Date04 Dec 2015
AMFI Code135797
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadExit Load 0.25% of NAV of redeemed or switched out before 30 days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 1Infosys Ltd17.62%
  2. 2Tata Consultancy Services Ltd12.54%
  3. 3Tech Mahindra Ltd9.29%
  4. 4Eternal Ltd5.20%
  5. 5Bharti Airtel Ltd4.61%
  6. 6Wipro Ltd4.43%
  7. 7Hcl Technologies Ltd3.83%
  8. 8Pb Fintech Ltd3.30%
  9. 9Persistent Systems Ltd2.95%
  10. 10Firstsource Solutions Ltd1.93%
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Investment Objective

Tata Digital India Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Tata Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹10,859 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty IT. The current expense ratio is 1.73%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations