Tata Digital India Fund · Regular · Growth
NAV
₹38.5466
as of 30 Sept 2026
Expense Ratio
1.75%
AUM
₹9,654 Cr
Lumpsum returns (CAGR)
- 1Y
- -13.50%
- 3Y
- +2.19%
- 5Y
- +0.92%
- Since Inception
- +13.36%
SIP returns (XIRR)
- 1Y
- -17.11%
- 3Y
- -8.05%
- 5Y
- -0.67%
- Since Inception
- +12.57%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,32,170 today — ₹6,00,000 invested, 12.3% XIRR.
₹6,00,000
Invested
₹11,32,170
Value today
12.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,13,665 today (15.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹30,04,482.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,32,170 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹12,979.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,49,421 today (3.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
-0.11
Alpha
0.31
Beta
-0.48
Sortino
18.22%
Std Dev
-25.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- IT - Software56.77%
- Retailing11.04%
- Financial Technology (Fintech)5.81%
- Telecom - Services5.54%
- IT - Services4.72%
- Commercial Services & Supplies3.16%
- Leisure Services1.97%
- Consumer Durables1.87%
- Metals & Minerals Trading1.06%
- Electrical Equipment0.93%
- Power0.89%
- Transport Services0.74%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd15.61%
- 2Tata Consultancy Services Ltd11.19%
- 3Tech Mahindra Ltd9.25%
- 4Eternal Ltd7.02%
- 5Bharti Airtel Ltd4.69%
- 6Pb Fintech Ltd4.24%
- 7Persistent Systems Ltd3.71%
- 8Hcl Technologies Ltd3.41%
- 9Wipro Ltd3.00%
- 10Firstsource Solutions Ltd1.93%
What this fund does
Tata Digital India Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹9,654 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty IT. The current expense ratio is 1.75%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations