Tata Digital India Fund · Regular · Growth
NAV
₹43.0747
as of 03 Aug 2026
Expense Ratio
1.73%
AUM
₹9,654 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.66%
- 3Y
- +7.38%
- 5Y
- +5.64%
- Since Inception
- +14.77%
SIP returns (XIRR)
- 1Y
- -0.04%
- 3Y
- -0.81%
- 5Y
- +3.94%
- Since Inception
- +14.84%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,75,964 today — ₹5,95,000 invested, 14.8% XIRR.
₹5,95,000
Invested
₹12,75,964
Value today
14.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,35,578 today (15.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹30,79,811.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,75,964 in this fund vs ₹12,35,693 in the benchmark — outperformance of ₹40,271.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹3,89,936 today (3.90×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.89
Sharpe Ratio
-0.21
Alpha
0.33
Beta
-0.89
Sortino
19.43%
Std Dev
-27.99%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd15.73%
- 2Tata Consultancy Services Ltd10.86%
- 3Tech Mahindra Ltd9.33%
- 4Eternal Ltd6.16%
- 5Bharti Airtel Ltd5.38%
- 6Pb Fintech Ltd3.99%
- 7Hcl Technologies Ltd3.61%
- 8Wipro Ltd3.30%
- 9Persistent Systems Ltd2.80%
- 10Firstsource Solutions Ltd1.87%
Investment Objective
Tata Digital India Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹9,654 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty IT. The current expense ratio is 1.73%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations