Tata Ethical Fund · Regular · Growth
NAV
₹368.1003
as of 31 Jul 2026
Expense Ratio
1.90%
AUM
₹3,696 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.08%
- 3Y
- +5.50%
- 5Y
- +7.62%
- Since Inception
- +12.38%
SIP returns (XIRR)
- 1Y
- -1.51%
- 3Y
- +0.48%
- 5Y
- +5.01%
- Since Inception
- +15.12%
Returns calculated from 03 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,24,447 today — ₹5,95,000 invested, 10.6% XIRR.
₹5,95,000
Invested
₹10,24,447
Value today
10.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,74,390 today (10.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹17,19,453.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,24,447 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹1,92,960.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,06,690 today (3.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.59
Sharpe Ratio
-0.09
Alpha
0.27
Beta
-0.55
Sortino
13.14%
Std Dev
-15.47%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd6.74%
- 2Tata Consultancy Services Ltd5.14%
- 3Tech Mahindra Ltd3.39%
- 4Hindustan Unilever Ltd3.28%
- 5Bharat Heavy Electricals Ltd2.88%
- 6Hcl Technologies Ltd2.72%
- 7Srf Ltd2.72%
- 8Fortis Healthcare Ltd2.61%
- 9Jindal Steel Ltd2.60%
- 10Dr Reddys Laboratories Ltd2.55%
Investment Objective
Tata Ethical Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Ethical Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹3,696 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.90%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations