Tata Ethical Fund · Regular · Growth
NAV
₹342.3126
as of 30 Sept 2026
Expense Ratio
1.95%
AUM
₹3,696 Cr
Lumpsum returns (CAGR)
- 1Y
- -8.78%
- 3Y
- +2.52%
- 5Y
- +4.25%
- Since Inception
- +11.99%
SIP returns (XIRR)
- 1Y
- -12.64%
- 3Y
- -4.74%
- 5Y
- +1.67%
- Since Inception
- +14.57%
Returns calculated from 03 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,51,331 today — ₹6,00,000 invested, 9.0% XIRR.
₹6,00,000
Invested
₹9,51,331
Value today
9.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,53,143 today (9.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹15,80,103.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,51,331 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,85,701.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,85,747 today (2.86×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.53
Sharpe Ratio
-0.10
Alpha
0.24
Beta
-0.52
Sortino
12.22%
Std Dev
-15.47%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- IT - Software27.35%
- Pharmaceuticals & Biotechnology11.41%
- Auto Components9.22%
- Chemicals & Petrochemicals5.81%
- Consumer Durables5.15%
- Food Products4.09%
- Healthcare Services3.58%
- Industrial Products3.35%
- Electrical Equipment2.92%
- Diversified FMCG2.90%
- Ferrous Metals2.78%
- Petroleum Products2.74%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd7.25%
- 2Tata Consultancy Services Ltd5.76%
- 3Tech Mahindra Ltd3.73%
- 4Hcl Technologies Ltd3.17%
- 5Dr Reddys Laboratories Ltd2.96%
- 6Bharat Heavy Electricals Ltd2.92%
- 7Hindustan Unilever Ltd2.90%
- 8Jindal Steel Ltd2.78%
- 9Ultratech Cement Ltd2.44%
- 10Srf Ltd2.42%
What this fund does
Tata Ethical Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Ethical Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹3,696 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.95%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations