Tata Flexi Cap Fund · Regular · Growth
NAV
₹22.4419
as of 29 Sept 2026
Expense Ratio
2.11%
AUM
₹3,610 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.76%
- 3Y
- +7.41%
- 5Y
- +6.77%
- Since Inception
- +10.55%
SIP returns (XIRR)
- 1Y
- -10.30%
- 3Y
- +0.38%
- 5Y
- +6.19%
- Since Inception
- +9.81%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,00,621 today — ₹4,75,000 invested, 9.7% XIRR.
₹4,75,000
Invested
₹7,00,621
Value today
9.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,28,186 today (10.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹15,81,243.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,00,621 in this fund vs ₹7,84,171 in the benchmark — underperformance of ₹83,550.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹2,94,455 today (2.94×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.04
Alpha
0.29
Beta
-0.26
Sortino
12.46%
Std Dev
-14.40%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.66%
- Insurance5.80%
- Petroleum Products5.28%
- Telecom - Services5.08%
- Consumer Durables5.08%
- IT - Software4.39%
- Pharmaceuticals & Biotechnology3.96%
- Cement & Cement Products3.51%
- Automobiles3.32%
- Construction3.26%
- Healthcare Services3.21%
- Power3.03%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd6.36%
- 2Hdfc Bank Ltd5.83%
- 3Reliance Industries Ltd4.29%
- 4Axis Bank Ltd3.87%
- 5Bharti Airtel Ltd3.69%
- 6Larsen & Toubro Ltd2.66%
- 7Maruti Suzuki India Ltd2.43%
- 8Ntpc Ltd2.35%
- 9Sbi Life Insurance Company Ltd1.97%
- 10Pidilite Industries Ltd1.81%
What this fund does
Tata Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
Tata Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by Tata Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹3,610 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.11%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations