Tata Floating Rate Fund · Regular · Growth
NAV
₹13.5508
as of 14 Jul 2026
Expense Ratio
0.72%
AUM
₹129 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.34%
- 3Y
- +7.13%
- 5Y
- +6.25%
- Since Inception
- +6.24%
SIP returns (XIRR)
- 1Y
- +5.96%
- 3Y
- +6.91%
- 5Y
- +6.81%
- Since Inception
- +6.81%
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,54,745 today — ₹3,00,000 invested, 6.8% XIRR.
₹3,00,000
Invested
₹3,54,745
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,415 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹9,99,400.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,15,754 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.68
Sharpe Ratio
—
Alpha
—
Beta
0.73
Sortino
1.02%
Std Dev
-0.47%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Sgs Andhra Pradesh 7.70% (06/12/2029) #9.50%
- 2** 07.59 % National Housing Bank - 08/09/2027 #9.40%
- 3** 07.52 % Rec Ltd - 07/11/2026 #9.39%
- 4** 07.35 % Exim - 27/07/2028 #9.36%
- 5** 07.53 % Poonawalla Fincorp Ltd - 24/09/2027 #9.32%
- 6** 06.47 % Indian Railways Finance Corporation Ltd - 30/05/2028 #9.20%
- 7** 08.20 % Can Fin Homes Ltd - 18/05/2027 #4.71%
- 8** 08.30 % Godrej Properties Ltd - 19/03/2027 #4.70%
- 9** 08.30 % Tata Projects Ltd - 07/01/20284.69%
- 10** 08.23 % John Deere Financial India Pvt Ltd - 05/05/2028 #4.69%
Investment Objective
Tata Floating Rate Fund · Regular · Growth by Tata Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Tata Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹129 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.72%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)