Tata Housing Opportunities Fund · Regular · Growth
NAV
₹15.1069
as of 31 Jul 2026
Expense Ratio
2.39%
AUM
₹469 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.10%
- 3Y
- +8.35%
- 5Y
- —
- Since Inception
- +11.13%
SIP returns (XIRR)
- 1Y
- +4.47%
- 3Y
- +3.59%
- 5Y
- —
- Since Inception
- +7.10%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,82,272 today — ₹1,75,000 invested, 2.8% XIRR.
₹1,75,000
Invested
₹1,82,272
Value today
2.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,28,321 today (8.7% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,82,272 in this fund vs ₹1,93,253 in the benchmark — underperformance of ₹10,981.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹98,516 today (0.98×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
-0.02
Alpha
0.33
Beta
-0.10
Sortino
16.11%
Std Dev
-19.98%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Tata Housing Opportunities Fund - Direct Plan - IDCW Payout
- 1Hdfc Bank Ltd9.88%
- 2Icici Bank Ltd8.98%
- 3Ultratech Cement Ltd8.11%
- 4Larsen & Toubro Ltd5.74%
- 5Ntpc Ltd5.62%
- 6Prestige Estates Projects Ltd5.03%
- 7Jsw Steel Ltd4.44%
- 8Ambuja Cements Ltd3.56%
- 9Venus Pipes & Tubes Ltd3.54%
- 10Pg Electroplast Ltd3.21%
Investment Objective
Tata Housing Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Housing Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹469 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing. The current expense ratio is 2.39%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations