Tata Housing Opportunities Fund · Regular · Growth
NAV
₹14.1832
as of 29 Sept 2026
Expense Ratio
2.65%
AUM
₹472 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.82%
- 3Y
- +5.10%
- 5Y
- —
- Since Inception
- +8.96%
SIP returns (XIRR)
- 1Y
- -5.93%
- 3Y
- -1.37%
- 5Y
- —
- Since Inception
- +3.48%
What history actually did — last 4 years (Oct 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,48,089 today — ₹2,35,000 invested, 2.8% XIRR.
₹2,35,000
Invested
₹2,48,089
Value today
2.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,45,771 today (9.9% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,48,089 in this fund vs ₹2,65,258 in the benchmark — underperformance of ₹17,169.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Oct 2022 – Sept 2026) (3 Jun 2024) would be ₹92,492 today (0.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.04
Sharpe Ratio
-0.01
Alpha
0.33
Beta
-0.04
Sortino
15.13%
Std Dev
-19.98%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.45%
- Consumer Durables15.79%
- Cement & Cement Products12.67%
- Realty9.74%
- Ferrous Metals7.59%
- Power7.31%
- Construction5.65%
- Finance3.93%
- Gas3.77%
- Industrial Products3.39%
- Electrical Equipment2.24%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd8.85%
- 2Ultratech Cement Ltd8.32%
- 3Icici Bank Ltd7.29%
- 4Larsen & Toubro Ltd5.65%
- 5Prestige Estates Projects Ltd5.29%
- 6Ntpc Ltd5.20%
- 7Jsw Steel Ltd4.78%
- 8Petronet Lng Ltd3.77%
- 9Pg Electroplast Ltd3.52%
- 10Ambuja Cements Ltd3.41%
What this fund does
Tata Housing Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Housing Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹472 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing. The current expense ratio is 2.65%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations