Tata India Consumer Fund · Regular · Growth
NAV
₹48.2959
as of 13 Nov 2026
Expense Ratio
2.12%
AUM
₹2,819 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.29%
- 3Y
- +13.18%
- 5Y
- +12.04%
- Since Inception
- +15.58%
SIP returns (XIRR)
- 1Y
- +16.47%
- 3Y
- +9.12%
- 5Y
- +13.23%
- Since Inception
- +14.83%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,62,070 today — ₹6,00,000 invested, 14.4% XIRR.
₹6,00,000
Invested
₹12,62,070
Value today
14.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,74,671 today (16.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹34,84,642.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,62,070 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹62,211.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,75,125 today (3.75×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.05
Alpha
0.87
Beta
0.19
Sortino
13.54%
Std Dev
-17.85%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Consumer Durables17.98%
- Retailing16.79%
- Beverages13.18%
- Automobiles10.80%
- Food Products8.21%
- Capital Markets5.98%
- Auto Components4.30%
- Agricultural Food & other Products3.67%
- Diversified FMCG3.13%
- Household Products2.16%
- Telecom - Services1.86%
- Healthcare Services1.31%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Ltd9.73%
- 2Titan Company Ltd6.91%
- 3Nestle India Ltd5.71%
- 4Radico Khaitan Ltd5.54%
- 5Cartrade Tech Ltd4.98%
- 6Varun Beverages Ltd4.15%
- 7Ather Energy Ltd4.00%
- 8Tata Consumer Products Ltd3.67%
- 9United Spirits Ltd3.49%
- 10Itc Ltd3.13%
What this fund does
Tata India Consumer Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata India Consumer Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹2,819 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty India Consumption. The current expense ratio is 2.12%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations