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Sectoral / ThematicregulargrowthVery High📊 Nifty India Consumption

Tata India Consumer Fund-Regular Plan-Growth

Tata Mutual Fund

#106 of 213 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹43.7229

0.56 (-1.27%)

29 May 2026

AMFI: 135804

Direct · Growth

₹₹50.8575

0.65 (-1.26%)

29 May 2026

AMFI: 135805

Regular · IDCW

₹₹38.7528

0.50 (-1.27%)

29 May 2026

AMFI: 135803

Direct · IDCW

₹₹49.2887

0.63 (-1.26%)

29 May 2026

AMFI: 135806

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.99%
1 Month+1.92%
3 Months+1.83%
6 Months-4.98%
1 Year+2.49%
3 Years (CAGR)+16.12%
5 Years (CAGR)+14.80%
10 Years (CAGR)+16.18%
Since Inception (Dec 2015)+15.23%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.83%
3 Year SIP+7.71%
5 Year SIP+12.10%
Since Inception (Dec 2015)+14.38%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹12,500

Invested

₹27,061

Value today

14.2%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹21,861

Value today

15.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,25,000

Withdrawn

₹30,19,246

Corpus left

+₹26,44,246 net gain — withdrew ₹6,25,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹25,78,428

Value today

-1.7%

vs lumpsum

Direct lumpsum would have beaten STP by 1.7% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹27,061

Benchmark

₹26,350

+₹711 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,39,606

Value today

3.4×

Multiple

Staying invested through that crash turned ₹1L into ₹3,39,606 — a 3.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,37,514

Regular plan

₹1,26,243

Direct earns ₹11,271 more on a ₹60K investment1.88% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹2,490 Cr
Expense Ratio1.99%
Min SIP₹100
Min Lumpsum₹5,000
BenchmarkNifty India Consumption ✓
Launch Date04 Dec 2015
AMFI Code135804

Risk Metrics

Trailing 1 year, annualised

-0.45

Sharpe Ratio

-0.05

Alpha

0.50

Beta

-0.43

Sortino

15.77%

Std Dev

-18.78%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

ETERNAL LTD

INE758T01015

8.02%

ETERNAL LTD

INE758T01015

7.90%

TITAN COMPANY LTD

INE280A01028

7.86%

TITAN COMPANY LTD

INE280A01028

7.62%

NESTLE INDIA LTD

INE239A01024

6.44%

NESTLE INDIA LTD

INE239A01024

5.85%

VARUN BEVERAGES LTD

INE200M01039

5.19%

RADICO KHAITAN LTD

INE944F01028

4.99%

ITC LTD

INE154A01025

4.84%

ITC LTD

INE154A01025

4.74%

RADICO KHAITAN LTD

INE944F01028

4.71%

DIXON TECHNOLOGIES (INDIA) LTD

INE935N01020

4.62%

TATA CONSUMER PRODUCTS LTD

INE192A01025

4.33%

TATA CONSUMER PRODUCTS LTD

INE192A01025

4.31%

VARUN BEVERAGES LTD

INE200M01039

4.14%

BSE LTD

INE118H01025

3.67%

BIKAJI FOODS INTERNATIONAL LTD

INE00E101023

3.59%

UNITED SPIRITS LTD

INE854D01024

3.45%

BSE LTD

INE118H01025

3.42%

MULTI COMMODITY EXCHANGE OF IND LTD

INE745G01043

3.42%

BIKAJI FOODS INTERNATIONAL LTD

INE00E101023

3.41%

CARTRADE TECH LTD

INE290S01011

3.36%

DOMS INDUSTRIES LTD

INE321T01012

3.35%

BAJAJ AUTO LTD

INE917I01010

3.15%

BAJAJ AUTO LTD

INE917I01010

3.12%

DIXON TECHNOLOGIES (INDIA) LTD

INE935N01020

3.10%

MULTI COMMODITY EXCHANGE OF IND LTD

INE745G01043

3.10%

DOMS INDUSTRIES LTD

INE321T01012

2.91%

TRENT LTD

INE849A01020

2.88%

CARTRADE TECH LTD

INE290S01011

2.88%

UNITED SPIRITS LTD

INE854D01024

2.72%

ATHER ENERGY LTD

INE0LEZ01016

2.60%

LG ELECTRONICS INDIA LTD

INE324D01010

2.52%

ATHER ENERGY LTD

INE0LEZ01016

2.40%

LG ELECTRONICS INDIA LTD

INE324D01010

2.34%

HDFC ASSET MANAGEMENT COMPANY LTD

INE127D01025

2.07%

APOLLO HOSPITALS ENTERPRISE LTD

INE437A01024

2.07%

BLUE STAR LTD

INE472A01039

1.99%

MARUTI SUZUKI INDIA LTD

INE585B01010

1.96%

HDFC ASSET MANAGEMENT COMPANY LTD

INE127D01025

1.94%

APOLLO HOSPITALS ENTERPRISE LTD

INE437A01024

1.86%

MARUTI SUZUKI INDIA LTD

INE585B01010

1.85%

METRO BRANDS LTD

INE317I01021

1.81%

METRO BRANDS LTD

INE317I01021

1.80%

PNGS REVA DIAMOND JEWELLERY LTD

INE1RDG01013

1.69%

TRENT LTD

INE849A01020

1.57%

PNGS REVA DIAMOND JEWELLERY LTD

INE1RDG01013

1.52%

BILLIONBRAINS GARAGE VENTURES LTD (GROWW)

INE0HOQ01053

1.51%

GILLETTE INDIA LTD

INE322A01010

1.44%

CERA SANITARYWARE LTD

INE739E01017

1.44%

Performance Comparison

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Investment Objective

Tata India Consumer Fund-Regular Plan-Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Tata India Consumer Fund-Regular Plan-Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹2,490 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty India Consumption. The current expense ratio is 1.99%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations