Tata India Consumer Fund · Regular · Growth
NAV
₹46.2547
as of 14 Jul 2026
Expense Ratio
1.99%
AUM
₹2,490 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.27%
- 3Y
- +14.27%
- 5Y
- +14.23%
- Since Inception
- +15.63%
SIP returns (XIRR)
- 1Y
- +9.90%
- 3Y
- +9.23%
- 5Y
- +13.14%
- Since Inception
- +14.88%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,71,695 today — ₹6,00,000 invested, 14.6% XIRR.
₹6,00,000
Invested
₹12,71,695
Value today
14.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,32,983 today (15.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹30,58,134.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,71,695 in this fund vs ₹12,20,085 in the benchmark — outperformance of ₹51,610.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,59,271 today (3.59×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
-0.01
Alpha
0.30
Beta
-0.08
Sortino
15.38%
Std Dev
-17.85%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Ltd7.90%
- 2Titan Company Ltd7.62%
- 3Nestle India Ltd6.44%
- 4Varun Beverages Ltd5.19%
- 5Radico Khaitan Ltd4.99%
- 6Itc Ltd4.74%
- 7Tata Consumer Products Ltd4.33%
- 8Bse Ltd3.67%
- 9United Spirits Ltd3.45%
- 10Bikaji Foods International Ltd3.41%
Investment Objective
Tata India Consumer Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata India Consumer Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹2,490 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty India Consumption. The current expense ratio is 1.99%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations