Tata Liquid Fund · Regular · Growth
NAV
₹4471.3757
as of 15 Nov 2026
Expense Ratio
0.32%
AUM
₹31,952 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.42%
- 3Y
- +6.80%
- 5Y
- +6.33%
- Since Inception
- +7.08%
SIP returns (XIRR)
- 1Y
- +6.48%
- 3Y
- +6.58%
- 5Y
- +6.65%
- Since Inception
- +6.75%
Returns calculated from 01 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,13,935 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,13,935
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,360 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,79,666.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,44,244 today (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1** Treasury Bill 91 Days (19/11/2026) $$3.75%
- 2** - Bank Of Baroda - Cd - 27/10/20263.46%
- 3** - Central Bank Of India - Cd - 06/11/20263.37%
- 4** Treasury Bill 91 Days (10/12/2026) $$2.91%
- 5** - Hdfc Bank Ltd - Cd - 02/11/20262.75%
- 6** - Reliance Industries Ltd - Cp - 09/12/20262.73%
- 7** - Yes Bank Ltd - Cd - 16/11/20262.65%
- 8** - Canara Bank - Cd - 03/12/20262.65%
- 9** - Hdfc Securities Ltd - Cp - 19/11/20262.65%
- 10** - Small Indust Devlop Bank Of India - Cp - 17/12/20262.64%
What this fund does
Tata Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Tata Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Tata Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹31,952 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.32%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)
- •Investors looking to park surplus cash for very short periods