Tata Overnight Fund · Regular · Growth
NAV
₹1431.0995
as of 14 Jul 2026
Expense Ratio
0.18%
AUM
₹5,998 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.24%
- 3Y
- +6.06%
- 5Y
- +5.53%
- Since Inception
- +5.03%
SIP returns (XIRR)
- 1Y
- +5.19%
- 3Y
- +5.75%
- 5Y
- +5.85%
- Since Inception
- +5.43%
What history actually did — last 7 years (Jul 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Jul 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,08,455 today — ₹4,20,000 invested, 5.5% XIRR.
₹4,20,000
Invested
₹5,08,455
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Jul 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,40,595 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2019 would still hold ₹8,97,497.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Jul 2019 – Jul 2026) (22 Mar 2020) would be ₹1,36,004 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-57.41
Sharpe Ratio
—
Alpha
—
Beta
-15.22
Sortino
0.05%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1** Treasury Bill 364 Days (21/05/2026)1.14%
- 2** Treasury Bill 182 Days (21/05/2026)0.57%
- 3** Treasury Bill 364 Days (14/05/2026)0.23%
Investment Objective
Tata Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
Tata Overnight Fund · Regular · Growth is a Overnight mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,998 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index (AI). The current expense ratio is 0.18%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)
- •Investors looking to park surplus cash for very short periods