Union Balanced Advantage Fund · Regular · Growth
NAV
₹20.2300
as of 17 Jun 2026
Expense Ratio
2.16%
AUM
₹1,290 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.20%
- 3Y
- +8.09%
- 5Y
- +7.15%
- Since Inception
- +8.68%
SIP returns (XIRR)
- 1Y
- +0.56%
- 3Y
- +4.69%
- 5Y
- +6.67%
- Since Inception
- +8.62%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹10,200
Invested
₹14,364
Value today
8.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,964
Value today
8.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,10,000
Withdrawn
₹12,45,809
Corpus left
+₹7,55,809 net gain — withdrew ₹5,10,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,04,306
Value today
+2.2%
vs lumpsum
STP beat direct lumpsum by 2.2% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,26,790
Value today
2.3×
Multiple
Staying invested through that crash turned ₹1L into ₹2,26,790 — a 2.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.40
Sharpe Ratio
—
Alpha
—
Beta
-0.39
Sortino
8.87%
Std Dev
-9.06%
Max Drawdown
Performance Comparison
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Fund Details
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Investment Objective
Union Balanced Advantage Fund · Regular · Growth by Union Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Union Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,290 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations