Union Balanced Advantage Fund · Regular · Growth
NAV
₹21.1900
as of 13 Nov 2026
Expense Ratio
2.50%
AUM
₹1,222 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.42%
- 3Y
- +8.48%
- 5Y
- +6.90%
- Since Inception
- +8.83%
SIP returns (XIRR)
- 1Y
- +8.62%
- 3Y
- +5.68%
- 5Y
- +7.43%
- Since Inception
- +8.90%
What history actually did — last 8 years (Nov 2018 – Nov 2026)
A ₹5,000 monthly SIP for the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,81,731 today — ₹4,80,000 invested, 8.7% XIRR.
₹4,80,000
Invested
₹6,81,731
Value today
8.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,11,056 today (9.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2018 would still hold ₹14,28,827.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Nov 2018 – Nov 2026) (22 Mar 2020) would be ₹2,44,688 today (2.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
—
Alpha
—
Beta
-0.19
Sortino
8.84%
Std Dev
-9.06%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Balanced Advantage Fund · Regular · Growth by Union Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Union Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,222 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.50%.