Union Innovation and Opportunities Fund · Regular · Growth
NAV
₹15.6500
as of 30 Sept 2026
Expense Ratio
2.21%
AUM
₹1,119 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.98%
- 3Y
- +16.45%
- 5Y
- —
- Since Inception
- +15.73%
SIP returns (XIRR)
- 1Y
- +17.34%
- 3Y
- +13.08%
- 5Y
- —
- Since Inception
- +13.08%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,09,195 today — ₹1,75,000 invested, 12.5% XIRR.
₹1,75,000
Invested
₹2,09,195
Value today
12.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,56,971 today (16.3% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,31,072 today (1.31×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.96
Sharpe Ratio
+0.18
Alpha
0.27
Beta
0.94
Sortino
16.32%
Std Dev
-18.86%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Innovation and Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Union Innovation and Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Union Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,119 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.21%.