Union Innovation & Opportunities Fund - Regular Plan - Growth Option
₹14.2000
₹0.10 (-0.70%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹14.2000
₹0.10 (-0.70%)
29 May 2026
AMFI: 151903
Direct · Growth
₹₹14.7800
₹0.10 (-0.67%)
29 May 2026
AMFI: 151905
Regular · IDCW
₹₹14.2000
₹0.10 (-0.70%)
29 May 2026
AMFI: 151906
Direct · IDCW
₹₹14.7800
₹0.10 (-0.67%)
29 May 2026
AMFI: 151904
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,200
Invested
₹3,586
Value today
8.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,420
Value today
13.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,97,141
Value today
-6.4%
vs lumpsum
Direct lumpsum would have beaten STP by 6.4% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,586
Benchmark
₹3,392
+₹194 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹13,394
Regular plan
₹13,185
Direct earns ₹209 more on a ₹12K investment — 0.87% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
-0.05
Alpha
0.57
Beta
-0.34
Sortino
19.34%
Std Dev
-24.26%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Union Innovation & Opportunities Fund - Regular Plan - Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Union Innovation & Opportunities Fund - Regular Plan - Growth Option is a Sectoral / Thematic mutual fund offered by Union Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,048 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.21%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations