Union Large and Midcap Fund · Regular · Growth
NAV
₹26.8900
as of 31 Jul 2026
Expense Ratio
2.26%
AUM
₹926 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.99%
- 3Y
- +12.37%
- 5Y
- +12.38%
- Since Inception
- +16.04%
SIP returns (XIRR)
- 1Y
- +9.22%
- 3Y
- +8.98%
- 5Y
- +11.67%
- Since Inception
- +14.56%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,18,151 today — ₹3,55,000 invested, 12.8% XIRR.
₹3,55,000
Invested
₹5,18,151
Value today
12.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,73,829 today (18.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹22,20,138.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹5,18,151 in this fund vs ₹5,49,654 in the benchmark — underperformance of ₹31,503.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,11,669 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.25
Sharpe Ratio
+0.05
Alpha
0.38
Beta
0.24
Sortino
15.09%
Std Dev
-13.04%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Large and Midcap Fund · Regular · Growth seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.
About This Fund
Union Large and Midcap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹926 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.26%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations