Bank of India Large and Mid Cap Fund · Regular · Growth
NAV
₹91.6200
as of 17 Jun 2026
Expense Ratio
2.48%
AUM
₹440 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.23%
- 3Y
- +15.09%
- 5Y
- +13.12%
- Since Inception
- +13.37%
SIP returns (XIRR)
- 1Y
- +7.45%
- 3Y
- +8.99%
- 5Y
- +12.20%
- Since Inception
- +12.47%
Returns calculated from 21 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
This fund trailed its benchmark
Top performers in Large & Mid Cap by 5Y CAGR
Motilal Oswal Large and Midcap Fund · Regular · Growth
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Invesco India Large and Mid Cap Fund · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,06,000
Invested
₹3,37,969
Value today
12.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹8,711
Value today
13.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,60,000
Withdrawn
₹53,31,311
Corpus left
+₹53,91,311 net gain — withdrew ₹10,60,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹44,96,423
Value today
-14.0%
vs lumpsum
Direct lumpsum would have beaten STP by 14.0% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,57,008
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,57,008 — a 3.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
-0.00
Alpha
0.50
Beta
-0.09
Sortino
15.77%
Std Dev
-16.03%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks16.00%
- Pharmaceuticals & Biotechnology11.00%
- Petroleum Products7.00%
- Consumer Durables5.00%
- Retailing5.00%
- Construction4.00%
- Finance4.00%
- Minerals & Mining4.00%
- Insurance3.00%
- Financial Technology (Fintech)3.00%
- Ferrous Metals3.00%
- IT - Software3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Limited6.66%
- 2Hdfc Bank Limited5.84%
- 3Larsen & Toubro Limited4.39%
- 4Lloyds Metals And Energy Limited4.08%
- 5Kotak Mahindra Bank Limited3.81%
- 6Fsn E-Commerce Ventures Limited3.64%
- 7Aurobindo Pharma Limited3.35%
- 8Pb Fintech Limited3.18%
- 9Icici Lombard General Insurance Company Limited2.89%
- 10Tata Consultancy Services Limited2.71%
Investment Objective
Bank of India Large and Mid Cap Fund · Regular · Growth seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.
About This Fund
Bank of India Large and Mid Cap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹440 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations