Union Money Market Fund · Regular · Growth
NAV
₹1326.0646
as of 30 Sept 2026
Expense Ratio
0.91%
AUM
₹998 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.06%
- 3Y
- +6.46%
- 5Y
- +5.76%
- Since Inception
- +5.70%
SIP returns (XIRR)
- 1Y
- +6.28%
- 3Y
- +6.38%
- 5Y
- +6.25%
- Since Inception
- +6.23%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,44,325 today — ₹2,95,000 invested, 6.3% XIRR.
₹2,95,000
Invested
₹3,44,325
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,32,284 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,78,516.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,15,663 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.01
Sharpe Ratio
—
Alpha
—
Beta
0.01
Sortino
0.42%
Std Dev
-0.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Money Market Fund · Regular · Growth by Union Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Union Money Market Fund · Regular · Growth is a Money Market mutual fund offered by Union Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹998 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index. The current expense ratio is 0.91%.