Union Multi Asset Allocation Fund · Regular · Growth
NAV
₹12.0000
as of 16 Jun 2026
Expense Ratio
2.15%
AUM
₹910 Cr
Lumpsum returns (CAGR)
- 1Y
- +12.99%
- 3Y
- -2.09%
- 5Y
- -1.26%
- Since Inception
- +1.31%
SIP returns (XIRR)
- 1Y
- +10.25%
- 3Y
- +9.30%
- 5Y
- +6.21%
- Since Inception
- +1.96%
Returns calculated from 31 December 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹16,800
Invested
₹18,665
Value today
2.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,160
Value today
1.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,40,000
Withdrawn
₹2,26,768
Corpus left
+₹66,768 net gain — withdrew ₹8,40,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,32,982
Value today
+5.3%
vs lumpsum
STP beat direct lumpsum by 5.3% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,16,000
Value today
1.2×
Multiple
Staying invested through that crash turned ₹1L into ₹1,16,000 — a 1.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.60
Sharpe Ratio
—
Alpha
—
Beta
0.57
Sortino
12.06%
Std Dev
-12.55%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Union Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹910 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations