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Multi Asset / Dynamicregulargrowth📊 NIFTY 50 Hybrid Composite Debt 65:35 Index(SEBI default)

Union Multi Asset Allocation Fund- Regular Plan - Growth Option

Union Mutual Fund

#11 of 28 (1Y)

₹11.8900

0.10 (-0.83%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹11.8900

0.10 (-0.83%)

29 May 2026

AMFI: 152786

Direct · Growth

₹₹12.1300

0.10 (-0.82%)

29 May 2026

AMFI: 152787

Regular · IDCW

₹₹11.8800

0.09 (-0.75%)

15 May 2026

AMFI: HIST_CAMS_INF582M01JX6

Direct · IDCW

₹₹12.1200

0.08 (-0.66%)

15 May 2026

AMFI: HIST_CAMS_INF582M01KB0

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.17%
1 Month-1.90%
3 Months-3.57%
6 Months+3.75%
1 Year+14.20%
3 Years (CAGR)-2.36%
5 Years (CAGR)-1.42%
10 Years (CAGR)-0.71%
Since Inception (Jun 2012)+1.25%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+10.48%
3 Year SIP+8.93%
5 Year SIP+5.94%
Since Inception (Jun 2012)+1.86%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹16,700

Invested

₹19,030

Value today

2.9%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,189

Value today

1.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,35,000

Withdrawn

₹2,37,484

Corpus left

+₹72,484 net gain — withdrew ₹8,35,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,80,568

Value today

-4.6%

vs lumpsum

Direct lumpsum would have beaten STP by 4.6% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,18,900

Value today

1.2×

Multiple

Staying invested through that crash turned ₹1L into ₹1,18,900 — a 1.2× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹11,793

Regular plan

₹71,114

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUnion Mutual Fund
CategoryMulti Asset / Dynamic
Plan Typeregular
Optiongrowth
AUM₹910 Cr
Expense Ratio2.15%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Launch Date01 Jun 2012
AMFI Code152786

Risk Metrics

Trailing 1 year, annualised

0.58

Sharpe Ratio

Alpha

Beta

0.55

Sortino

11.78%

Std Dev

-12.55%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

Union Multi Asset Allocation Fund- Regular Plan - Growth Option invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

Union Multi Asset Allocation Fund- Regular Plan - Growth Option is a Multi Asset / Dynamic mutual fund offered by Union Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹910 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.15%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations