Union Small Cap Fund · Regular · Growth
NAV
₹59.2000
as of 30 Sept 2026
Expense Ratio
2.18%
AUM
₹2,027 Cr
Lumpsum returns (CAGR)
- 1Y
- +22.49%
- 3Y
- +15.68%
- 5Y
- +15.85%
- Since Inception
- +15.55%
SIP returns (XIRR)
- 1Y
- +27.47%
- 3Y
- +15.70%
- 5Y
- +17.59%
- Since Inception
- +17.51%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹16,29,443 today — ₹5,95,000 invested, 19.4% XIRR.
₹5,95,000
Invested
₹16,29,443
Value today
19.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,42,121 today (16.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹27,91,767.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹16,29,443 in this fund vs ₹14,48,111 in the benchmark — outperformance of ₹1,81,332.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹6,05,317 today (6.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.28
Sharpe Ratio
+0.23
Alpha
0.58
Beta
1.22
Sortino
17.34%
Std Dev
-12.89%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds carry wider price swings than large-cap and mid-cap funds.
About This Fund
Union Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹2,027 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.18%.
Who Should Invest?
- •Small-cap stocks can swing sharply in both directions — the category is built for money that can stay invested for years