UTI Balanced Advantage Fund · Regular · Growth
NAV
₹13.0160
as of 13 Nov 2026
Expense Ratio
2.01%
AUM
₹3,016 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.37%
- 3Y
- +8.72%
- 5Y
- —
- Since Inception
- +8.42%
SIP returns (XIRR)
- 1Y
- +7.44%
- 3Y
- +5.49%
- 5Y
- —
- Since Inception
- +5.95%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,93,885 today — ₹1,80,000 invested, 5.1% XIRR.
₹1,80,000
Invested
₹1,93,885
Value today
5.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,28,505 today (8.7% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,16,939 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.42
Sharpe Ratio
—
Alpha
—
Beta
-0.42
Sortino
8.34%
Std Dev
-10.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks23.06%
- IT - Software5.68%
- Automobiles4.75%
- Petroleum Products4.29%
- Telecom - Services3.50%
- Consumer Durables3.30%
- Retailing3.24%
- Pharmaceuticals & Biotechnology2.61%
- Finance2.29%
- Construction1.67%
- Insurance1.56%
- Healthcare Services1.51%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited6.71%
- 2Icici Bank Ltd6.61%
- 3Reliance Industries Ltd.4.29%
- 47.06% Gs Mat - 10/04/20283.71%
- 5Bharti Airtel Ltd.3.50%
- 6Kotak Mahindra Bank Ltd.3.37%
- 7Axis Bank Ltd.2.91%
- 8State Bank Of India2.73%
- 9Infosys Ltd.2.73%
- 10Eternal Limited2.51%
What this fund does
UTI Balanced Advantage Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
UTI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹3,016 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.01%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations