NAV
₹23.8211
as of 31 Jul 2026
Expense Ratio
—
see scheme documents
Lumpsum returns (CAGR)
- 1Y
- +5.83%
- 3Y
- +7.37%
- 5Y
- +7.66%
- Since Inception
- +7.19%
SIP returns (XIRR)
- 1Y
- +6.17%
- 3Y
- +7.20%
- 5Y
- +7.52%
- Since Inception
- +5.93%
Returns calculated from 13 October 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Banking & PSU Fund- Regular Plan - Growth Option
- 1Canara Bank - 28/01/20276.98%
- 2Kotak Mahindra Bank Ltd - 18/12/20265.87%
- 3Union Bank Of India - 19/01/20275.82%
- 4National Housing Bank4.88%
- 5Axis Bank Ltd.4.47%
- 67.38% Gsec 20/06/20274.13%
- 7Small Industries Development Bank Of India4.07%
- 8Export Import Bank Of India4.06%
- 9Nabard - 22/01/20273.88%
- 10Poonawalla Fincorp Ltd.3.86%
Investment Objective
UTI Banking and PSU Fund · Direct · Growth by UTI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
UTI Banking and PSU Fund · Direct · Growth is a Banking & PSU Debt mutual fund offered by UTI Mutual Fund. The fund has been operational for over 12 years.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations