UTI BSE Housing Index Fund · Regular · Growth
NAV
₹14.1995
as of 14 Jul 2026
Expense Ratio
1.04%
AUM
₹24 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.82%
- 3Y
- +11.58%
- 5Y
- —
- Since Inception
- +11.97%
SIP returns (XIRR)
- 1Y
- +4.32%
- 3Y
- +3.82%
- 5Y
- —
- Since Inception
- +4.30%
What history actually did — last 3 years (Jul 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,88,422 today — ₹1,80,000 invested, 3.1% XIRR.
₹1,80,000
Invested
₹1,88,422
Value today
3.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,38,482 today (11.5% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Jul 2023 – Jul 2026) (3 Jun 2024) would be ₹95,474 today (0.95×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.21
Sharpe Ratio
—
Alpha
—
Beta
-0.21
Sortino
19.54%
Std Dev
-22.39%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Cement & Cement Products27.03%
- Realty25.73%
- Consumer Durables24.76%
- Industrial Products18.29%
- Finance4.09%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Investment Objective
UTI BSE Housing Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
UTI BSE Housing Index Fund · Regular · Growth is a Index Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹23.9 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Housing TRI. The current expense ratio is 1.04%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations