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Children's FundVery High📊 NIFTY 500 TRI

UTI Children's Equity Fund · Regular · Growth

UTI Mutual Fund

#10 of 11 (1Y)

NAV

₹80.5547

as of 17 Jun 2026

Expense Ratio

2.24%

AUM

₹1,122 Cr

Viewing Regular · Growth
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Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
-4.25%
3Y
+9.08%
5Y
+8.69%
Since Inception
+10.56%

SIP returns (XIRR)

1Y
-4.48%
3Y
+2.80%
5Y
+6.54%
Since Inception
+11.28%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,21,000

Invested

₹4,12,533

Value today

11.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹7,302

Value today

10.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,10,000

Withdrawn

₹31,76,962

Corpus left

+₹33,86,962 net gain — withdrew ₹12,10,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹43,41,840

Value today

-0.9%

vs lumpsum

Direct lumpsum would have beaten STP by 0.9% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,98,222

Value today

3.0×

Multiple

Staying invested through that crash turned ₹1L into ₹2,98,222 — a 3.0× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.67

Sharpe Ratio

Alpha

Beta

-0.64

Sortino

13.51%

Std Dev

-15.67%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Mar 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseUTI Mutual Fund
CategoryChildren's Fund
BenchmarkNIFTY 500 TRI
Launch Date03 Apr 2006
AMFI Code102267

Portfolio holdings

as of 31 Mar 2026
Holding% NAV
  1. 1Hdfc Bank Limited8.13%
  2. 2Icici Bank Ltd7.13%
  3. 3Bharti Airtel Ltd.4.67%
  4. 4Reliance Industries Ltd.4.67%
  5. 5Infosys Ltd.4.23%
  6. 6Axis Bank Ltd.3.89%
  7. 7Bajaj Finance Ltd.3.48%
  8. 8Tata Steel Ltd.3.38%
  9. 9Maruti Suzuki India Ltd.2.95%
  10. 10State Bank Of India2.03%
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Investment Objective

UTI Children's Equity Fund · Regular · Growth by UTI Mutual Fund is a Children's Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Children's Fund category.

About This Fund

UTI Children's Equity Fund · Regular · Growth is a Children's Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹1,122 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.24%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • Parents or guardians planning for their child's future education and other goals
  • SIP investors who can benefit from rupee cost averaging during market fluctuations