UTI Children's Equity Fund · Regular · Growth
NAV
₹82.2026
as of 31 Jul 2026
Expense Ratio
2.24%
AUM
₹1,093 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.11%
- 3Y
- +8.40%
- 5Y
- +7.85%
- Since Inception
- +10.60%
SIP returns (XIRR)
- 1Y
- -0.32%
- 3Y
- +3.48%
- 5Y
- +6.94%
- Since Inception
- +11.34%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,24,370 today — ₹5,95,000 invested, 10.6% XIRR.
₹5,95,000
Invested
₹10,24,370
Value today
10.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,90,328 today (11.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹18,78,910.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,16,601 today (3.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
—
Alpha
—
Beta
-0.23
Sortino
13.03%
Std Dev
-15.67%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks23.82%
- IT - Software7.81%
- Consumer Durables6.05%
- Finance5.56%
- Automobiles4.45%
- Retailing4.43%
- Telecom - Services4.42%
- Petroleum Products4.28%
- Healthcare Services3.66%
- Ferrous Metals3.01%
- Industrial Products2.70%
- Realty2.63%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Portfolio holdings
- 1Hdfc Bank Limited8.07%
- 2Icici Bank Ltd7.41%
- 3Bharti Airtel Ltd.4.42%
- 4Axis Bank Ltd.4.11%
- 5Reliance Industries Ltd.4.10%
- 6Bajaj Finance Ltd.3.97%
- 7Maruti Suzuki India Ltd.3.08%
- 8Infosys Ltd.3.08%
- 9Tata Steel Ltd.3.01%
- 10Kotak Mahindra Bank Ltd.2.29%
Investment Objective
UTI Children's Equity Fund · Regular · Growth by UTI Mutual Fund is a Children's Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Children's Fund category.
About This Fund
UTI Children's Equity Fund · Regular · Growth is a Children's Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹1,093 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.24%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Parents or guardians planning for their child's future education and other goals
- •SIP investors who can benefit from rupee cost averaging during market fluctuations