UTI Conservative Hybrid Fund · Regular · Growth
NAV
₹69.7613
as of 30 Sept 2026
Expense Ratio
1.85%
AUM
₹1,649 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.79%
- 3Y
- +6.78%
- 5Y
- +6.21%
- Since Inception
- +8.88%
SIP returns (XIRR)
- 1Y
- -0.32%
- 3Y
- +3.78%
- 5Y
- +5.93%
- Since Inception
- +8.44%
Returns calculated from 02 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,40,904 today — ₹2,95,000 invested, 5.9% XIRR.
₹2,95,000
Invested
₹3,40,904
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,147 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,10,562.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,10,764 today (1.11×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.89
Sharpe Ratio
—
Alpha
—
Beta
-0.87
Sortino
4.01%
Std Dev
-4.59%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks7.01%
- IT - Software2.19%
- Automobiles2.02%
- Pharmaceuticals & Biotechnology1.39%
- Realty1.19%
- Telecom - Services1.02%
- Petroleum Products0.82%
- Consumer Durables0.80%
- Retailing0.78%
- Healthcare Services0.64%
- Auto Components0.49%
- Aerospace & Defense0.46%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Gsec Mat - 15/04/20656.35%
- 2National Bank For Agriculture And Rural Development4.51%
- 3Rec Ltd3.03%
- 4Lic Housing Finance Ltd.3.02%
- 5Jio Credit Ltd2.99%
- 607.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20302.97%
- 77.34% Gsec Mat- 22/04/20642.92%
- 87.24% Gsec Mat- 18/08/20552.66%
- 9Hdfc Bank Limited1.90%
- 10Icici Bank Ltd1.63%
What this fund does
UTI Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with some capital appreciation, and a small equity exposure.
About This Fund
UTI Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,649 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 15:85 Index. The current expense ratio is 1.85%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations