UTI Conservative Hybrid Fund · Regular · Growth
NAV
₹70.9762
as of 13 Nov 2026
Expense Ratio
1.85%
AUM
₹1,651 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.71%
- 3Y
- +7.23%
- 5Y
- +6.28%
- Since Inception
- +8.91%
SIP returns (XIRR)
- 1Y
- +2.73%
- 3Y
- +4.30%
- 5Y
- +6.30%
- Since Inception
- +8.50%
Returns calculated from 02 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,50,151 today — ₹3,00,000 invested, 6.3% XIRR.
₹3,00,000
Invested
₹3,50,151
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,584 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,05,686.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,14,661 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.15
Sharpe Ratio
—
Alpha
—
Beta
-1.11
Sortino
3.91%
Std Dev
-4.59%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks6.82%
- IT - Software2.02%
- Automobiles1.95%
- Pharmaceuticals & Biotechnology1.56%
- Realty1.13%
- Telecom - Services1.01%
- Retailing0.74%
- Power0.70%
- Healthcare Services0.61%
- Consumer Durables0.60%
- Petroleum Products0.59%
- Auto Components0.45%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Gsec Mat - 15/04/20657.01%
- 2National Bank For Agriculture And Rural Development4.61%
- 37.24% Gsec Mat- 18/08/20553.87%
- 4Rec Ltd3.10%
- 5Lic Housing Finance Ltd.3.08%
- 6Jio Credit Ltd3.06%
- 707.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20302.98%
- 87.34% Gsec Mat- 22/04/20642.97%
- 906.94% Gsec Mat- 11/05/20362.15%
- 10Hdfc Bank Limited1.95%
What this fund does
UTI Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with some capital appreciation, and a small equity exposure.
About This Fund
UTI Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,651 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 15:85 Index. The current expense ratio is 1.85%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations