UTI Conservative Hybrid Fund · Regular · Growth
NAV
₹71.0552
as of 31 Jul 2026
Expense Ratio
1.83%
AUM
₹1,649 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.24%
- 3Y
- +7.81%
- 5Y
- +7.94%
- Since Inception
- +9.04%
SIP returns (XIRR)
- 1Y
- +3.47%
- 3Y
- +5.82%
- 5Y
- +7.17%
- Since Inception
- +8.68%
Returns calculated from 02 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,51,149 today — ₹2,95,000 invested, 7.1% XIRR.
₹2,95,000
Invested
₹3,51,149
Value today
7.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,46,185 today (7.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹11,10,699.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,12,818 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.29
Sharpe Ratio
—
Alpha
—
Beta
-0.29
Sortino
4.04%
Std Dev
-4.59%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks7.17%
- IT - Software1.88%
- Automobiles1.74%
- Pharmaceuticals & Biotechnology1.50%
- Telecom - Services1.06%
- Consumer Durables1.01%
- Realty0.96%
- Petroleum Products0.83%
- Retailing0.77%
- Healthcare Services0.66%
- Insurance0.60%
- Personal Products0.50%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Agriculture And Rural Development4.51%
- 2Lic Housing Finance Ltd.3.02%
- 3Hdfc Bank Ltd.3.01%
- 47.74% West Bengal Sgs Mat - 18/02/20443.01%
- 5Jio Credit Ltd2.99%
- 6Small Industries Development Bank Of India2.97%
- 707.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20302.97%
- 87.34% Gsec Mat- 22/04/20642.92%
- 9Union Bank Of India - 16/03/20272.87%
- 1006.94% Gsec Mat- 11/05/20362.13%
Investment Objective
UTI Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
UTI Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,649 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 15:85 Index. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations