MF
MFGenie.ai
Credit Riskregulargrowth

UTI Credit Risk Fund - Regular Plan - Growth Option

UTI Mutual Fund

₹17.8327

0.01 (+0.05%)

NAV as of 10 Apr 2026

IDCW NAV: ₹12.6669

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.04%
1 Month-0.11%
3 Months+0.90%
6 Months+2.47%
1 Year+6.18%
3 Years (CAGR)+7.06%
5 Years (CAGR)+9.31%
10 Years (CAGR)+2.78%
Since Inception (Nov 2012)+4.38%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.13%
3 Year SIP+6.79%
5 Year SIP+7.35%
Since Inception (Nov 2012)+3.85%

Fund Details

Fund HouseUTI Mutual Fund
CategoryCredit Risk
Plan Typeregular
Optiongrowth
AUM₹257 Cr
Expense Ratio1.65%
Min SIP₹500
Min Lumpsum₹1,000
Launch Date26 Nov 2012
AMFI Code117981

Risk Metrics

Sharpe Ratio

Alpha

Beta

Sortino

Std Dev

Max Drawdown

Performance Comparison

Performance Comparison

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Investment Objective

UTI Credit Risk Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

UTI Credit Risk Fund - Regular Plan - Growth Option is a Credit Risk mutual fund offered by UTI Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹257 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 1.65%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations