UTI Dividend Yield Fund · Regular · Growth
NAV
₹174.8201
as of 16 Jun 2026
Expense Ratio
—
see scheme documents
AUM
₹2,372 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.22%
- 3Y
- +16.35%
- 5Y
- +13.05%
- Since Inception
- +14.51%
SIP returns (XIRR)
- 1Y
- -1.05%
- 3Y
- +7.49%
- 5Y
- +11.97%
- Since Inception
- +13.17%
Returns calculated from 06 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,26,500
Invested
₹5,91,941
Value today
13.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹17,032
Value today
14.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,65,000
Withdrawn
₹1,11,12,331
Corpus left
+₹1,13,77,331 net gain — withdrew ₹12,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹84,39,762
Value today
-17.4%
vs lumpsum
Direct lumpsum would have beaten STP by 17.4% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,17,126
Value today
2.2×
Multiple
Staying invested through that crash turned ₹1L into ₹2,17,126 — a 2.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
—
Alpha
—
Beta
-0.36
Sortino
12.51%
Std Dev
-12.15%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks22.00%
- IT - Software11.00%
- Automobiles8.00%
- Pharmaceuticals & Biotechnology7.00%
- Power5.00%
- Consumer Durables5.00%
- Aerospace & Defense3.00%
- Telecom - Services3.00%
- Oil3.00%
- Healthcare Services3.00%
- Personal Products3.00%
- Insurance2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.48%
- 2Icici Bank Ltd5.34%
- 3State Bank Of India3.50%
- 4Tech Mahindra Ltd.3.17%
- 5Bharti Airtel Ltd.2.91%
- 6Mahindra & Mahindra Ltd.2.87%
- 7Power Grid Corporation Of Indi2.79%
- 8Infosys Ltd.2.54%
- 9Kotak Mahindra Bank Ltd.2.53%
- 10Coal India Ltd.2.25%
Investment Objective
UTI Dividend Yield Fund · Regular · Growth aims to generate regular income and capital appreciation by investing in high dividend-yielding stocks. The fund focuses on companies with a consistent track record of dividend payments and healthy balance sheets.
About This Fund
UTI Dividend Yield Fund · Regular · Growth is a Dividend Yield mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹2,372 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations