UTI Dynamic Bond Fund · Regular · Growth
NAV
₹32.4079
as of 31 Jul 2026
Expense Ratio
1.56%
AUM
₹415 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.94%
- 3Y
- +6.53%
- 5Y
- +8.83%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +5.09%
- 3Y
- +6.07%
- 5Y
- +6.87%
- Since Inception
- +6.63%
Returns calculated from 27 November 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,33,141 today — ₹5,95,000 invested, 6.6% XIRR.
₹5,95,000
Invested
₹8,33,141
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,839 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,95,252.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,68,612 today (1.69×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.41
Sharpe Ratio
—
Alpha
—
Beta
-0.43
Sortino
1.74%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jamnagar Utilities And Power Private Limited6.00%
- 2Bharti Telecom Ltd.5.99%
- 3Mahindra Rural Housing Finance Ltd5.97%
- 4Rec Ltd5.96%
- 5Indigrid Infrastructure Trust5.94%
- 6Kotak Mahindra Bank Ltd - 21/12/20265.76%
- 7Indian Bank - 15/12/20265.76%
- 8Hdfc Bank - 14/12/20265.76%
- 9Nabard - 14/01/20275.73%
- 1006.48% Gsec Mat- 06/10/20354.82%
Investment Objective
UTI Dynamic Bond Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
UTI Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by UTI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹415 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.56%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations