UTI Dynamic Bond Fund · Regular · Growth
NAV
₹32.1610
as of 16 Jun 2026
Expense Ratio
1.56%
AUM
₹426 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.56%
- 3Y
- +6.52%
- 5Y
- +8.71%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +4.51%
- 3Y
- +6.07%
- 5Y
- +6.96%
- Since Inception
- +6.63%
Returns calculated from 27 November 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹96,000
Invested
₹1,66,994
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,208
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,60,000
Withdrawn
₹15,38,210
Corpus left
+₹14,98,210 net gain — withdrew ₹9,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,66,951
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,66,951 — a 1.7× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
—
Alpha
—
Beta
-0.41
Sortino
1.82%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.24% Gsec Mat- 18/08/20559.01%
- 2Lic Housing Finance Ltd.6.14%
- 3Bharti Telecom Ltd.6.03%
- 4Jamnagar Utilities And Power Private Limited6.01%
- 5Power Finance Corporation Ltd.5.98%
- 6Small Industries Development Bank Of India5.96%
- 7Torrent Pharmaceuticals Ltd.5.92%
- 8Hdfc Bank - 14/12/20265.69%
- 9Nabard - 14/01/20275.66%
- 10Kotak Mahindra Bank Ltd - 29/01/20275.65%
Investment Objective
UTI Dynamic Bond Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
UTI Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by UTI Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹426 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.56%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations