UTI Dynamic Term Fund · Regular · Growth
NAV
₹32.4272
as of 29 Sept 2026
Expense Ratio
1.28%
AUM
₹415 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.26%
- 3Y
- +6.33%
- 5Y
- +6.85%
- Since Inception
- +7.50%
SIP returns (XIRR)
- 1Y
- +4.11%
- 3Y
- +5.43%
- 5Y
- +6.32%
- Since Inception
- +6.52%
Returns calculated from 27 November 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,34,606 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,34,606
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,410 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,49,490.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,68,712 today (1.69×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.99
Sharpe Ratio
—
Alpha
—
Beta
-1.01
Sortino
1.77%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Gsec Mat - 15/04/206528.29%
- 2Bharti Telecom Ltd.6.26%
- 3Jamnagar Utilities And Power Private Limited6.25%
- 4Mahindra Rural Housing Finance Ltd6.25%
- 5Rec Ltd6.24%
- 6Indigrid Infrastructure Trust6.23%
- 7National Bank For Agriculture And Rural Development6.21%
- 8Canfin Homes Ltd.5.00%
- 9Cholamandalam Investment And Finance Company Limited4.96%
- 10Torrent Pharmaceuticals Ltd.4.95%
What this fund does
UTI Dynamic Term Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
UTI Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹415 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.28%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations