UTI Dynamic Bond Fund - Regular Plan - Growth Option
₹31.8900
₹0.02 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹31.8900
₹0.02 (+0.06%)
29 May 2026
AMFI: 113077
Direct · Growth
₹₹34.9226
₹0.02 (+0.06%)
29 May 2026
AMFI: 120762
Regular · IDCW
₹₹17.3638
₹0.01 (+0.06%)
29 May 2026
AMFI: 113078
Direct · IDCW
₹₹17.5259
₹0.01 (+0.06%)
29 May 2026
AMFI: 133180
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹95,500
Invested
₹1,65,461
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,188
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,55,000
Withdrawn
₹15,33,688
Corpus left
+₹14,88,688 net gain — withdrew ₹9,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,65,917
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,65,917 — a 1.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹88,342
Regular plan
₹84,765
Direct earns ₹3,577 more on a ₹60K investment — 0.60% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.50
Sharpe Ratio
—
Alpha
—
Beta
-0.52
Sortino
1.86%
Std Dev
-1.64%
Max Drawdown
Portfolio Holdings
Top 23 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.24% GSEC MAT- 18/08/2055 IN0020250075 | 9.01% |
LIC HOUSING FINANCE LTD. INE115A07NU6 | 6.14% |
BHARTI TELECOM LTD. INE403D08231 | 6.03% |
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07182 | 6.01% |
POWER FINANCE CORPORATION LTD. INE134E08MA1 | 5.98% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KR0 | 5.96% |
TORRENT PHARMACEUTICALS LTD. INE685A07157 | 5.92% |
HDFC BANK - 14/12/2026 INE040A16IJ0 | 5.69% |
NABARD - 14/01/2027 INE261F16AD1 | 5.66% |
KOTAK MAHINDRA BANK LTD - 29/01/2027 INE237AD6125 | 5.65% |
CANFIN HOMES LTD. INE477A07423 | 4.80% |
BAJAJ FINANCE LTD. INE296A07TL0 | 4.70% |
SHRIRAM FINANCE LTD INE721A07SB0 | 3.59% |
364 DAYS T-BILL - 28/01/2027 IN002025Z435 | 3.43% |
7.65% RAJASTHAN SGS 25/03/2036 IN2920250437 | 3.20% |
MANKIND PHARMA LTD INE634S07025 | 2.40% |
MUTHOOT FINANCE LTD INE414G07JQ6 | 2.39% |
6.90% GSEC MAT - 15/04/2065 IN0020250018 | 2.13% |
07.30% UTTARAKHAND SGS Mat - 01/10/2032 IN3620250040 | 2.03% |
MANKIND PHARMA LTD INE634S07033 | 1.20% |
6.53% TN SDL MAT - 06/01/2031 IN3120200339 | 1.16% |
06.48% GSEC Mat- 06/10/2035 IN0020250091 | 0.16% |
| Security | % NAV |
|---|---|
A2 UNITS INF0RQ622028 | 0.35% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Dynamic Bond Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
UTI Dynamic Bond Fund - Regular Plan - Growth Option is a Dynamic Bond mutual fund offered by UTI Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹426 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.56%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations