NAV
₹311.6269
as of 29 Sept 2026
Expense Ratio
1.68%
AUM
₹22,328 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.62%
- 3Y
- +6.70%
- 5Y
- +3.38%
- Since Inception
- +10.53%
SIP returns (XIRR)
- 1Y
- +0.06%
- 3Y
- +2.66%
- 5Y
- +5.08%
- Since Inception
- +11.98%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,04,288 today — ₹6,00,000 invested, 10.0% XIRR.
₹6,00,000
Invested
₹10,04,288
Value today
10.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,83,744 today (11.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹18,33,149.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,04,288 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,34,268.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,90,982 today (2.91×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.04
Sharpe Ratio
-0.00
Alpha
0.30
Beta
-0.04
Sortino
13.28%
Std Dev
-20.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Retailing16.08%
- Banks14.50%
- Consumer Durables11.02%
- IT - Software9.57%
- Pharmaceuticals & Biotechnology7.98%
- Finance7.85%
- Automobiles7.44%
- Industrial Products4.50%
- Healthcare Services4.09%
- Telecom - Services3.23%
- Chemicals & Petrochemicals2.39%
- IT - Services1.17%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Flexi Cap Fund - Regular Plan - IDCW
- 1Eternal Limited6.38%
- 2Icici Bank Ltd5.95%
- 3Bajaj Finance Ltd.5.67%
- 4Hdfc Bank Limited4.35%
- 5Titan Company Ltd.4.13%
- 6Coforge Ltd4.00%
- 7Dixon Technologies (India) Ltd3.73%
- 8Info-Edge (India) Ltd.3.67%
- 9Persistent Systems Ltd.3.36%
- 10Bharti Airtel Ltd.3.23%
What this fund does
UTI Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
UTI Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 34 years. It manages assets worth ₹22,328 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.68%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations