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Gilt – 10 Year Constant DurationregulargrowthModerate📊 CRISIL 10 Year Gilt Index

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Growth Option

UTI Mutual Fund

#4 of 5 (1Y)

₹12.8241

0.01 (+0.06%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate

Today's NAV — all variants

Regular · Growth

₹₹12.8241

0.01 (+0.06%)

29 May 2026

AMFI: 150409

Direct · Growth

₹₹13.0624

0.01 (+0.06%)

29 May 2026

AMFI: 150410

Regular · IDCW

₹₹12.8236

0.01 (+0.06%)

29 May 2026

AMFI: 150420

Direct · IDCW

₹₹13.0624

0.01 (+0.06%)

29 May 2026

AMFI: 150424

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.47%
1 Month-0.77%
3 Months-1.26%
6 Months-0.41%
1 Year+0.07%
3 Years (CAGR)+5.78%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Aug 2022)+6.54%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-0.01%
3 Year SIP+4.92%
5 Year SIP
Since Inception (Aug 2022)+5.52%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹22,500

Invested

₹25,118

Value today

5.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,282

Value today

6.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

Direct vs Regular — ₹500/month over 3 years

Expense ratio drag on your actual returns

Direct plan

₹20,270

Regular plan

₹20,114

Direct earns ₹156 more on a ₹18K investment0.29% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryGilt – 10 Year Constant Duration
Plan Typeregular
Optiongrowth
AUM₹133 Cr
Expense Ratio0.70%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL 10 Year Gilt Index
Launch Date01 Aug 2022
AMFI Code150409

Risk Metrics

Trailing 1 year, annualised

-0.54

Sharpe Ratio

Alpha

Beta

-0.57

Sortino

3.04%

Std Dev

-2.77%

Max Drawdown

Portfolio Holdings

Top 5 holdings · as of Mar 2026

Security% NAV

06.48% GSEC Mat- 06/10/2035

IN0020250091

37.87%

6.79% GOVT BONDS - 07/10/2034

IN0020240126

34.78%

07.18% GSEC MAT -24/07/2037

IN0020230077

14.91%

7.54% G-sec 23/05/2036

IN0020220029

4.05%

7.10% GSEC - MAT - 08/04/2034

IN0020240019

3.95%

Performance Comparison

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Investment Objective

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Growth Option invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Growth Option is a Gilt – 10 Year Constant Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹133 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL 10 Year Gilt Index. The current expense ratio is 0.70%.

Who Should Invest?

  • Moderate-risk investors looking for balanced growth and income
  • Investors with a medium-term horizon of 3-5 years
  • SIP investors who can benefit from rupee cost averaging during market fluctuations