UTI Gilt Fund with 10 year Constant Duration · Regular · Growth
NAV
₹12.9640
as of 30 Sept 2026
Expense Ratio
0.70%
AUM
₹118 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.51%
- 3Y
- +6.19%
- 5Y
- —
- Since Inception
- +6.43%
SIP returns (XIRR)
- 1Y
- +1.87%
- 3Y
- +4.69%
- 5Y
- —
- Since Inception
- +5.44%
What history actually did — last 4 years (Oct 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,60,697 today — ₹2,35,000 invested, 5.3% XIRR.
₹2,35,000
Invested
₹2,60,697
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,29,419 today (6.7% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Oct 2022 – Sept 2026) (3 Jun 2024) would be ₹1,13,062 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.90
Sharpe Ratio
—
Alpha
—
Beta
-0.92
Sortino
3.19%
Std Dev
-2.77%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 106.94% Gsec Mat- 11/05/203644.62%
- 26.79% Govt Bonds - 07/10/203413.29%
- 306.48% Gsec Mat- 06/10/203512.98%
- 407.18% Gsec Mat -24/07/203712.71%
- 56.68% Gsec Mat- 07/07/20408.59%
- 607.06% Gsec Mat- 27/07/20411.96%
- 77.24% Gsec Mat- 18/08/20550.43%
What this fund does
UTI Gilt Fund with 10 year Constant Duration · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
UTI Gilt Fund with 10 year Constant Duration · Regular · Growth is a 10-year Constant Maturity Gilt mutual fund offered by UTI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹118 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL 10 Year Gilt Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations