UTI India Consumer Fund · Regular · Growth
NAV
₹54.7870
as of 29 Sept 2026
Expense Ratio
2.42%
AUM
₹669 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.48%
- 3Y
- +8.13%
- 5Y
- +7.09%
- Since Inception
- +9.28%
SIP returns (XIRR)
- 1Y
- -6.46%
- 3Y
- +1.06%
- 5Y
- +6.17%
- Since Inception
- +10.65%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,89,324 today — ₹6,00,000 invested, 9.7% XIRR.
₹6,00,000
Invested
₹9,89,324
Value today
9.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,61,962 today (10.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹16,30,296.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,89,324 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,48,157.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,74,119 today (2.74×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.14
Sharpe Ratio
-0.02
Alpha
0.29
Beta
-0.13
Sortino
13.88%
Std Dev
-17.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Automobiles25.15%
- Retailing20.27%
- Consumer Durables14.15%
- Telecom - Services5.34%
- Diversified FMCG4.62%
- Realty3.46%
- Food Products3.30%
- Industrial Products3.01%
- Beverages2.99%
- Agricultural Food & other Products2.67%
- Healthcare Services2.55%
- Leisure Services2.55%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI India Consumer Fund - Direct Plan - IDCW
- 1Eternal Limited9.26%
- 2Mahindra & Mahindra Ltd.9.18%
- 3Titan Company Ltd.7.64%
- 4Maruti Suzuki India Ltd.5.47%
- 5Bharti Airtel Ltd.5.34%
- 6Eicher Motors Ltd4.64%
- 7Trent Limited4.09%
- 8Tvs Motor Company Ltd3.58%
- 9Tata Consumer Products Ltd2.67%
- 10Itc Ltd.2.55%
What this fund does
UTI India Consumer Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
UTI India Consumer Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹669 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.42%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations