UTI India Consumer Fund - Regular Plan - Growth Option
₹54.1408
₹0.96 (-1.74%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹54.1408
₹0.96 (-1.74%)
29 May 2026
AMFI: 106425
Direct · Growth
₹₹59.0262
₹1.04 (-1.73%)
29 May 2026
AMFI: 120780
Regular · IDCW
₹₹47.3265
₹0.84 (-1.74%)
29 May 2026
AMFI: 106426
Direct · IDCW
₹₹51.8183
₹0.91 (-1.73%)
29 May 2026
AMFI: 120781
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Pre-2021 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,13,000
Invested
₹3,04,073
Value today
10.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,414
Value today
9.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,30,000
Withdrawn
₹23,73,352
Corpus left
+₹25,03,352 net gain — withdrew ₹11,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,09,02,214
Value today
+235.6%
vs lumpsum
STP beat direct lumpsum by 235.6% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,72,667
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,72,667 — a 1.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,07,518
Regular plan
₹88,384
Direct earns ₹19,134 more on a ₹60K investment — 3.19% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.65
Sharpe Ratio
-0.09
Alpha
0.44
Beta
-0.62
Sortino
14.98%
Std Dev
-17.97%
Max Drawdown
Portfolio Holdings
Top 43 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
MAHINDRA & MAHINDRA LTD. INE101A01026 | 9.02% |
ETERNAL LIMITED INE758T01015 | 8.35% |
BHARTI AIRTEL LTD. INE397D01024 | 7.55% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 6.99% |
TITAN COMPANY LTD. INE280A01028 | 6.88% |
EICHER MOTORS LTD INE066A01021 | 4.50% |
ITC LTD. INE154A01025 | 3.46% |
TRENT LIMITED INE849A01020 | 3.46% |
TVS MOTOR COMPANY LTD INE494B01023 | 3.16% |
AVENUE SUPERMARTS LTD. INE192R01011 | 2.92% |
HINDUSTAN UNILEVER LTD INE030A01027 | 2.60% |
TATA CONSUMER PRODUCTS LTD INE192A01025 | 2.58% |
HERO MOTOCORP LTD. INE158A01026 | 2.52% |
POLYCAB INDIA LTD INE455K01017 | 2.47% |
NESTLE INDIA LTD. INE239A01024 | 2.06% |
PHOENIX MILLS LTD INE211B01039 | 2.03% |
HDFC BANK LIMITED INE040A01034 | 1.74% |
JUBILANT FOODWORKS LTD. INE797F01020 | 1.66% |
HAVELLS INDIA LTD. INE176B01034 | 1.54% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 1.51% |
GLOBAL HEALTH LTD. INE474Q01031 | 1.42% |
ASTER DM HEALTHCARE LTD INE914M01019 | 1.41% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 1.38% |
VARUN BEVERAGES LTD INE200M01039 | 1.36% |
BAJAJ FINANCE LTD. INE296A01032 | 1.34% |
METRO BRANDS LTD INE317I01021 | 1.25% |
VISHAL MEGA MART LTD INE01EA01019 | 1.25% |
UNITED SPIRITS LTD. INE854D01024 | 1.23% |
LG ELECTRONICS INDIA LTD INE324D01010 | 1.17% |
BIKAJI FOODS INTERNATIONAL LTD. INE00E101023 | 1.11% |
PB FINTECH LTD INE417T01026 | 1.10% |
BERGER PAINTS INDIA LTD. INE463A01038 | 1.09% |
TIPS MUSIC LIMITED INE716B01029 | 1.09% |
ASTRAL LTD. INE006I01046 | 1.05% |
BLUE STAR LIMITED INE472A01039 | 1.03% |
VEDANT FASHIONS LTD INE825V01034 | 0.53% |
V-MART RETAIL LTD INE665J01013 | 0.48% |
ASIAN PAINTS (INDIA) LTD. INE021A01026 | 0.40% |
KEWAL KIRAN CLOTHING LTD INE401H01017 | 0.39% |
UNITED FOODBRANDS LTD INE382M01027 | 0.27% |
MEESHO LTD INE0VDM01015 | 0.06% |
6% Cum Non-Convert Redeemable Pref Sh TVS MOTORS -01/09/2026 INE494B04019 | 0.03% |
| Security | % NAV |
|---|---|
UNITS UTI LIQUID FUND INF789F01XQ6 | 0.66% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI India Consumer Fund - Regular Plan - Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
UTI India Consumer Fund - Regular Plan - Growth Option is a Sectoral / Thematic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹684 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.46%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations