UTI Innovation Fund · Regular · Growth
NAV
₹11.3637
as of 13 Nov 2026
Expense Ratio
2.38%
AUM
₹807 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.87%
- 3Y
- +3.77%
- 5Y
- —
- Since Inception
- +4.23%
SIP returns (XIRR)
- 1Y
- +9.88%
- 3Y
- +1.76%
- 5Y
- —
- Since Inception
- +1.89%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,83,505 today — ₹1,80,000 invested, 1.3% XIRR.
₹1,80,000
Invested
₹1,83,505
Value today
1.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,11,745 today (3.8% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,83,505 in this fund vs ₹1,95,242 in the benchmark — underperformance of ₹11,737.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,13,273 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.25
Sharpe Ratio
-0.02
Alpha
1.06
Beta
-0.24
Sortino
17.35%
Std Dev
-26.34%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Retailing30.05%
- IT - Software15.82%
- Financial Technology (Fintech)7.88%
- IT - Services6.95%
- Pharmaceuticals & Biotechnology6.94%
- Electrical Equipment4.74%
- Transport Services4.32%
- Leisure Services3.73%
- Entertainment3.20%
- Minerals & Mining3.06%
- Chemicals & Petrochemicals2.92%
- Industrial Manufacturing2.56%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited9.39%
- 2Info-Edge (India) Ltd.9.07%
- 3Fsn E-Commerce Ventures(Nykaa)6.15%
- 4Affle 3i Limited5.74%
- 5Acutaas Chemicals Limited4.92%
- 6One 97 Communications Ltd4.83%
- 7Rategain Travel Technologies Ltd4.44%
- 8Nazara Technologies Ltd3.20%
- 9Gravita India Ltd.3.06%
- 10Pb Fintech Ltd3.05%
What this fund does
UTI Innovation Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
UTI Innovation Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹807 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 2.38%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations